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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19384 reviews)

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4.93

Based on 19,384 reviews, last reviewed 18th Apr 2026

105100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great service, great bank and their max add on is se... Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19384)

Very happy

Good bank, easy to sign up, been with them a few years now, easy to get a replacement card in the app if you need it (at least one free each year) Reviewed on: 15th April 2021

So easy

Everything you wish your other bank did, Monzo does. Reviewed on: 15th April 2021

Clear as day

Monzo have made it easy to keep track of my money. They are a no fuss all action banking organisation. I would recommend Monzo to all. Reviewed on: 15th April 2021

No problemo with Monzo

The best bank i ever had . You control everything in direct thanks to your application. The customer service is efficient and quick. 2years i am there and and i will not change for an other bank it's really the first bank i never be disappointed ! + if you loose your card you receive a new one in 2 days !and I love the color of the card. Thanks you monzo Reviewed on: 15th April 2021

My go to bank for foreign travel transaction needs

It has been so convenient to use Monzo card on all my travel for local currency payment and also cash withdrawals. The Monzo App is amazing to manage my account on the go. Just love it Reviewed on: 15th April 2021

Clean and simple - very easy to use

The layout is nice and simple to use. Whenever I have had to speak with the team they have gone above and beyond to help me. Reviewed on: 15th April 2021

Amazing Easy Useful

Monzo is a great bank and has a really useful application that helps you to manage your money easily which is good when I go on holiday or trips to. It is also really easy to deposit cheques and I don’t have to drive far to a bank, I just post the cheque and that’s it! And it is really simple to pay others or request money and split bills between friends and family. Reviewed on: 15th April 2021

Would never go back to high street bank

I've been using mono for over 2 years and I'll never go back to a high street bank. The app is so convenient. You can monitor how much spending goes on to what, and track your savings super easily. Reviewed on: 15th April 2021

Learning to budget

Monzo are the first bank I've been with that feels like they care about me. With their help I am beginning to get a handle on budgeting and managing my money. They don't make me feel stupid for asking questions. Can't recommend them enough. Reviewed on: 15th April 2021

The Best Banking by Far

Monzo take all of the pain out of banking with ease of use. It has enabled us to stream line of budgeting as it catagorizes spending automatically into groups and helps to get a handle on my spending. They are forward thinking and getting in touch with any issues is very straightforward and I love the payment links you can send without punching in your details everytime. I have recommended monzo to so many people as it is so good! Reviewed on: 15th April 2021

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