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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,423 reviews, last reviewed 7th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank ever! Monzo is the best bank ever! Reliable, flexible and so easy to navigate! Reviewed on: 7th July 2026
Luiz F's avatar
Luiz F

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19424)

Cannot leave home without it!

5
Monzo to me means convenience, transparency, excellent reporting and best exchange rates. Reviewed on: 15th April 2021
Panos Anagnostopoulos's avatar
Panos Anagnostopoulos

Best bank

5
Always helpful. Live chat always available. Simple and effective, everything you could possibly ask for & more! Reviewed on: 15th April 2021
Cezar Wisniewski's avatar
Cezar Wisniewski

Best option for bank

5
I've had monzo for nearly 2 years, was best choice I've made switching banks, so many options to help save money, easy system to use. Help has always been quick and prompt. I've already had 5 people open a monzo account due to my review to them. Reviewed on: 15th April 2021
Tom Daniel Breen's avatar
Tom Daniel Breen

Modern, slick, user friendly

5
I’ve been with Monzo for many years now and have been happy with the product throughout. The instant notification of transactions to my phone is great for fraud limitation and to know how much direct debits etc will be. The getting paid early feature is always useful. No need to visit branches and queue or to have to hang on the phone for hours. Reviewed on: 15th April 2021
Deuk's avatar
Deuk

Great banking service, everything is instant

4
Great banking service, everything is instant Reviewed on: 15th April 2021
Reuben Rohard's avatar
Reuben Rohard

Simply the best!

5
Monzo’s in-app budgeting tools are a game changer and, I n my opinion, best in the industry! Reviewed on: 15th April 2021
shawcross70@gmail.com's avatar
[email protected]

Monzo good services and safe

5
I used monzo more than 1 years.I'm also suggest for my friend Reviewed on: 15th April 2021
Id 's avatar
Id

Great bank. Easy to use.

5
I love Monzo because it helps me to easily keep track of my spending. I love being able to put money in different pots too. Reviewed on: 15th April 2021
Kathy Giddins's avatar
Kathy Giddins

Super easy to use!

5
Best bank I have banked with. The savings pots are amazing and you can keep track fully of your outgoings and income. Reviewed on: 15th April 2021
Emma Jackson's avatar
Emma Jackson

Great company and an even better Bank..

5
The functionality flexibility of the app service is second to none and which increases responsible spending and your financial awareness when it comes to your money. The transfer & payment process is undoubtedly the easiest and most simple. My initial attraction was the ease of use when travelling and spending abroad and I look forward to my future with Monzo. Reviewed on: 15th April 2021
Ryan's avatar
Ryan

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