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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Feels understood

5
What banking has needed to do for years. So helpful to anyone who needs direction and help to budget. All universities should promote Monzo. Reviewed on: 15th April 2021
Angela Michaela Burt's avatar
Angela Michaela Burt

My Thoughts From Multiple Countries - Monzo Outshines Them All

5
I've had the displeasure of using multiple banks across multiple countries. No bank has ever been great, they've all made life difficult and seem like they don't really care about you.. Until Monzo. Monzo have always been absolutely fantastic. From the outset, setting up an account was a breeze. I landed in the country on a Sunday at 5am, by that Tuesday at 3pm I had my card and was logged into my shiny new account. Anytime I've ever needed assistance, it was ridiculously easy to get help from a real person. No automatrons that don't understand what you say or type, no endless loops of "I'm sorry, I don't understand, please try again" The few occasions I have run into fairly serious issues with my card details being skimmed and fraudulent transations, Monzo has swooped in and helped resolve my issues and had a new card shipped out. (Related sidebar, the speed at which Monzo can ship out a new card is just about unbelievable in comparison to others) I've recommended Monzo countless times to colleagues who move to the UK, and they're always impressed at how easy dealing with Monzo is. My only criticism of Monzo is that they haven't launched in Australia, which means when I do eventually move home, I need to go back to dealing with horrible banks that make you want to bang your head against a wall repeatedly. (If you read this Monzo peeps, please, please launch in Australia! I don't want to go back to the 'others') Reviewed on: 15th April 2021
Kieren Connell's avatar
Kieren Connell

Love Monzo!!!

5
Monzo is absolutely brilliant. The app is so easy and straight forward to use. It has great features that help you to see where your money is going and it’s so simple to set up different savings pots. It’s just a pleasure to use. Reviewed on: 15th April 2021
Claire Wood's avatar
Claire Wood

Everything you need from a bank and more

5
An excellent bank, really easy to use, slick and mobile Reviewed on: 15th April 2021
AdamC's avatar
AdamC

Complete Control at my Fingertips

5
Title says it all really. Really great customer service, absolutely no issues with anything. Only thing that could be improved is the deposit and withdrawal limit (monthly) Reviewed on: 15th April 2021
Henry's avatar
Henry

It was so good

5
Hot coral loveliness, money management for dummies. Love it Reviewed on: 15th April 2021
JP Foster's avatar
JP Foster

Easy and saving goes through the roof

5
Without Monzo I'd have never been able to save for my first home. Saving was fun with the Appets. 100% recommend Reviewed on: 15th April 2021
Jay Sheppard's avatar
Jay Sheppard

It just makes sense!

5
Everything in the Monzo app is just so well laid out, it makes sense and is easy to navigate. There is nothing confusing or difficult It makes me feel in control and I love the little pots of money that I can add to separately (and take out) Reviewed on: 15th April 2021
Lynn Allardyce's avatar
Lynn Allardyce

Hassle free, fun banking

4
I've been using Monzo for a few years now and I absolutely love them. They have all the features that make banking hassle free and convenient and have actually made banking, dare I say, fun? Everything runs seamlessly and customer services are so quick to respond. The only reason they don't get 5 stars is just because I would like to see all their investments go 100% ethical and green. If they did that, they'd be completely perfect in my eyes! Reviewed on: 15th April 2021
yoyoyo_testley's avatar
yoyoyo_testley

Hassle free fair priced

5
Until I discovered monzo I was incurring rip off charges weekly Reviewed on: 15th April 2021
Craig McMeechan's avatar
Craig McMeechan

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