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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best Bank account I have used

5
Monzo bank account is the best I have used. Simple to set up, great for budgeting and saving and security is great. Reviewed on: 14th April 2021
Anthony's avatar
Anthony

Seamless & Easy

5
Never a fault with this digital only bank - easy to contact and a seamless experience with banking! Moving accounts to Monzo was also quick and seamless - an example on how modern banking should be done! Reviewed on: 14th April 2021
Rich's avatar
Rich

Best account I have had

5
This time two years ago, I could never save, but with the pots and micro saving, I now have more money in my account than ever and helps me focus on what I need to save for Reviewed on: 14th April 2021
Damian Julienne's avatar
Damian Julienne

Luv the app, so easy to use

5
I been a monzo customer for a year, very happy so easy to navigate online banking Reviewed on: 14th April 2021
Nicola Escott's avatar
Nicola Escott

Smart banking done right

5
Monzo are amazing and have given me back control of my finances. Reviewed on: 14th April 2021
Chris Vittle's avatar
Chris Vittle

Hands down, best bank there is.

5
Been with Monzo since the early days of a pre-paid card. Genuinely changed my financial life. Reviewed on: 14th April 2021
Matteo's avatar
Matteo

Much more personal than any other bank

5
Much more personal than any other bank I've been with. Also best bank app ever. Reviewed on: 14th April 2021
Jonathan's avatar
Jonathan

Love it

5
Easy to use never have problems love being able to sort my money Reviewed on: 14th April 2021
Sian Hughes Mckane's avatar
Sian Hughes Mckane

Has transformed our finances.

5
I’ve got the premium account and my gf has the normal account. We recently set up our first joint account together using Monzo too, to plan for the new house costs. Reviewed on: 14th April 2021
CM&LT's avatar
CM&LT

Fantastic bank

5
Transparency over spending - full financial control Great customer service if needed Reviewed on: 14th April 2021
Hannah Gooch's avatar
Hannah Gooch

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