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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Excellent banking provider

Monzo meets all my banking needs with an attentive and friendly customer service staff, clear and open banking, easy to use abroad and generally consistently positive experiences Reviewed on: 14th April 2021

Evolved Banking

I have found with the older so-called "more established" banks, that even when launching a new line or product they are still mired deeply in an attitude now very much attributed as last century, with some so stymied they're practically Victorian in their mindset. Monzo is in my opinion the evolution of banking. Its approach isn't even "dangerously new" or "untested", as there have been several "online banks" and other "new look" banks that have popped up in the first 21 years of this century. Some are even still around and are slowly learning the proverb "fools rush in whilst wisdom watches carefully" Monzo is evolved bank that's not only learnt to fly, leaving the giant dinosaurs of the "branch-based" age behind. it's also learnt an almost effortlessly manner of doing it by paying great attention to the stains on the rocks below. Reviewed on: 14th April 2021

Monzo

Best bank by far. I’ve used quite a few banks for my business and monzo is the best by a mile, A++++ Reviewed on: 14th April 2021

Excellent customer focussed bank

My old bank never introduced new features, starting with Monzo was amazing to see all the things that were possible when a bank cares about the customer experience Reviewed on: 14th April 2021

Brilliant

Services provided are great. Customer service is excellent, efficient and customer focused. Reviewed on: 14th April 2021

Changed my financial life

If you are after a digital bank then this is the one for you, I couldn't recommend it more even if I tried. i hope it grows further and more people come on board and reap the benefits Reviewed on: 14th April 2021

Best

Excellent service. no fees easy to use app Reviewed on: 14th April 2021

Mondo the go anywhere fee free alternative

Mondo is an excellent banking option a real alternative to the monopoly of high street banks who are not interested in their customers they are only interested in profits and annual bonuses MONZO a breath of fresh air Reviewed on: 14th April 2021

A non rip off bank

A bank that doesn't rip you off! Reviewed on: 14th April 2021

Easy banking

Easy to use everyday bank account, glad I switched Reviewed on: 14th April 2021

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