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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Stellar Bank

5
Couldn’t fault it, has made me save so much money! Reviewed on: 14th April 2021
Keian Dunnill's avatar
Keian Dunnill

Excellent Best Bank Ever

5
I switched to Monzo last year, this was the best decision. This is the best bank I have ever used. It does everything I need and more. Everything is done on the app and it's effortless. Did I mention this is the best bank? Reviewed on: 14th April 2021
Bryan Flohr's avatar
Bryan Flohr

The best full stop

5
Having used half a dozen traditional high street banks, I've found their user experience universally awful. Then Monzo came along and blew me away. Truly innovative and genuinely customer focused. They are the best, full stop. Reviewed on: 14th April 2021
Ben's avatar
Ben

Excellent Banking Service

5
I enjoy Monzo. Very easy app and helpful customer service Reviewed on: 14th April 2021
Mostafa Sherif's avatar
Mostafa Sherif

Finally a bank that moved mountains

5
Finally a bank that moved mountains Reviewed on: 14th April 2021
B9QbXzRMCGXEV5BN8UH2tqvYBSYxrZQ9's avatar
B9QbXzRMCGXEV5BN8UH2tqvYBSYxrZQ9

Best thing to ever happen to UK banking

5
I was sceptical at first despite my Daughter singing the praises of Monzo but I can't fault it at all. Monzo has completely changed my banking tactics for the better. It's VERY easy to use and the features just what everyone needs. Interesting to see that other banks have followed suit well ... too late fat cats / I'm sticking with Monzo! Reviewed on: 14th April 2021
Rod's avatar
Rod

Brilliant

5
I use MONZO absolutely brilliant best EVER Reviewed on: 14th April 2021
Gaynor Davies's avatar
Gaynor Davies

The only bank worth talking about

5
I've referred over and over and over again. As a frequent flyer, this was my life saver in making payments abroad. Since then this has been my main banking app and a bank who sets the standards for them all Reviewed on: 14th April 2021
Diana's avatar
Diana

Amazing

5
Monzo have completely changed my life, enabling me to save so much more than I had ever imagined I would be able to. You can sort your salary each time you get paid so it moves a set amount of money into each ‘pot’ Reviewed on: 14th April 2021
Connor Newbury's avatar
Connor Newbury

Excellent way to manage your money

5
Easy to use. Simple layout. Savings pots are awesome way of reaching yoir saving goals. Love it Reviewed on: 14th April 2021
Sharon's avatar
Sharon

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