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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Easy and the modern standard

Banking as it should be. Sleek and fast with on hand support. The easiest way to split bills in the UK. The smoothest sign up. Reviewed on: 14th April 2021

Full Monzo- Best move ever

I was rubbish at saving and always running out of money before my next payday but monzo helped me so so much by the way payments are shown and how you can schedule payments and set up ways to save ie. round up the pennies Reviewed on: 14th April 2021

Great Bank never looking back

Have been with monzo for a few years, I became full monzo mid last year and it had made managing my money so much easier. Earlier this year I moved our joint account over to monzo and it’s made life a lot easier. Just wish other banks were the same . Reviewed on: 14th April 2021

Easy to use and effective

Never had a bad experience with monzo. I've even managed to save money through using monzo. Reviewed on: 14th April 2021

love it

great experience easy to use superb for privacy Reviewed on: 14th April 2021

Great bank

I have saved so much money since using monzo, I was really bad at saving money now I have saved £1000! Reviewed on: 14th April 2021

Monzo is amazing

Gives you full control over your money, I've gone from constantly playing catch up on bills and missing direct debits to saving over 500 per month in under a year. Couldn't recommend more! Reviewed on: 14th April 2021

Great bank!

I love Monzo, you get notifications when anything leaves your bank, you can pop money away really easily in to the pots and organise your finances at the touch of a button. Very modern banking that should be standard across the industry. One downfall is they do not have cheque image processing, once they have that I will not need no other bank account active! Reviewed on: 14th April 2021

Have changed my banking experience for the better

I love Monzo so much, they have changed my banking habits for the better. I could not recommend them highly enough! Truly a revolution in the banking sector Reviewed on: 14th April 2021

Very Good for international payments

I'm very happy because I pay less fee (than my bank) to send international payments. I hope that one day Monzo will let their customers to receive international money. Reviewed on: 14th April 2021

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