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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Super satisfied

5
Monzo is a very efficient and practical bench, a hassle-free system Reviewed on: 14th April 2021

Monzo the best

5
Monzo has the most updated banking system in Britain Reviewed on: 14th April 2021

perfect for everyone

5
just can't recommend it enough, I have it as my second account and has been great for daily use and control better my spends and start saving more. Reviewed on: 14th April 2021

Always keep you on tract with your spending

5
Very helpful bank . Deals with inaccuracies straight away as soon as they are informed Reviewed on: 14th April 2021

Excellent

5
User friendly with excellent customer service and friendly staff Reviewed on: 14th April 2021

Great Bank

5
Great bank giving Great service! Reviewed on: 14th April 2021

Excellent

5
Customer care is 100% . Timely response and answers questions informatively. Most helpful bank ever Reviewed on: 14th April 2021

Easy to use

5
Never had to contact them, app works well. Reviewed on: 14th April 2021

Jon Berry review

5
Mint, super easy to use, make savings pots, and if I ever have any issues, how quick and simple to help guide Reviewed on: 14th April 2021

Account with Flexibility

5
Monzo is like having as many accounts as you want in one place plus a saving platform. There is space to put money by for various bills which only come out of that space and in so doing keeps your disposable income in one place in your current account. I used to have an account for my household bills, one for all other bills and a current account that I used for daily purchases. Now I only need the one account and I love it. Reviewed on: 14th April 2021

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