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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Top bank, great app

5
Would and have recommended to anyone who needs a great bank account Reviewed on: 14th April 2021
Farmer boy's avatar
Farmer boy

Awful

1
The app is a total mess, half heartedly updated and things left unfinished all over the place. Reviewed on: 14th April 2021
John Asunter's avatar
John Asunter

Brilliantly easy

5
I love them, so much easier than a conventional bank. Just pots makes it worthwhile but the CS is brilliant as well. Reviewed on: 14th April 2021
Peter Sidaway's avatar
Peter Sidaway

So pleased I signed up

5
So many good things, the lack of charges for missed direct debits really helped me get back on track after being stuck in a cycle of charge after charge. Separate pots mean I can set aside my bill money from my spending money, round ups help me save a little, getting paid a day early is an added bonus. Customer service is first rate, they've never let me down Reviewed on: 14th April 2021
Suzanne's avatar
Suzanne

Everything I need and more

5
Monzo is exactly what I need and have always been after in a bank. No fuss, easy to use, easy to monitor, budget and save. Reviewed on: 14th April 2021
Leonie Smith's avatar
Leonie Smith

Life changing!

5
Budgeting is one of the most powerful things you can do to take control of your financial life & Monzo makes managing money delightful! Reviewed on: 14th April 2021
Heather's avatar
Heather

Very good bank

5
Excellent service, very good app and usability Reviewed on: 14th April 2021
AJWild's avatar
AJWild

User-friendly app and suitable for budget planning

5
Super user friendly app and it’s integration with IFTTT allows for complex budget plans Reviewed on: 14th April 2021
Akshay Menon's avatar
Akshay Menon

Bucs payment

5
One of the best thing mozo has ever done Reviewed on: 14th April 2021
Chico's avatar
Chico

Easy

5
As it should be great so easy its as expected brill. Reviewed on: 14th April 2021
Alan's avatar
Alan

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