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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is the best

5
If you go east or west MONZO is the best Reviewed on: 14th April 2021
Alain Hassoun 's avatar
Alain Hassoun

Absolutely fantastic bank! I switched from lloyds last year and haven't regretted it. Brilliant staff, intuitive app, great security features.

5
I can't praise Monzo enough to friends and family. Everyone I know that has switched to Monzo is 100% happy with their decision. Reviewed on: 14th April 2021
David Bockhart 's avatar
David Bockhart

I cant sing its praises highly enough

5
Monoz banking literally changed my personal financial life. Made it so much easier to budget and track my funds and bills and direct debits. The app is incredibly slick and powerful. Reviewed on: 14th April 2021
Dave Freel's avatar
Dave Freel

Helped me to budget and save

5
Helped me to budget and save using pots. Have recommended to friends and family. Reviewed on: 14th April 2021
Lucy Dowell's avatar
Lucy Dowell

Best decision I made moving to Monzo

5
Amazing app features Monzo premium is great Very user friendly Love you can have all cards in one place Reviewed on: 14th April 2021
S.W's avatar
S.W

The best

4
Love the way you can see straight away what you spend and the saving pots. Great service ! Reviewed on: 14th April 2021
Elaine Lovelidge's avatar
Elaine Lovelidge

Great bank

5
Always friendly and helpful. Help you in no time. I'm super impressed with the service I get from Monzo. Keep up the good work guys.. and girls Reviewed on: 14th April 2021
Tracy Chandler's avatar
Tracy Chandler

Easy banking

5
Monzo is so easy to use and makes you really understand where your money goes, and how to save it. Reviewed on: 14th April 2021
Lucy Coupal 's avatar
Lucy Coupal

Best bank

5
Most reliable bank I've been with always on par with keeping you informed of any changes would recommend monzo bank to all my friends, and family any time. Reviewed on: 14th April 2021
Frances Sword's avatar
Frances Sword

Excellent

5
I've had no issues with monzo over the 2 years I've been with them, super easy and quick app & money organising Reviewed on: 14th April 2021
Adam Stanworth's avatar
Adam Stanworth

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