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Monzo: Current account reviews

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4.93
Based on 19,251 reviews, last reviewed 10th Apr 2026
98850% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use with lots of helpful categories in the... Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026
Mark 's avatar
Mark

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19251)

A friendly bank that puts me in charge of my money.

5
Used Monzo for a while. With restricted budgets, the pots feature has been a life saver. I can now manage all my monthly, quarterly & annual fees and pay them from a pot. So everything left in my account is free for me to spend and I don't go over budget. The search and spending categories help me see where I'm spending to help me manage better. When I have queries, or questions, they are fast to reply. Plus the process to do things is fast and easy without lots of pointless paperwork. Highly recommend. Reviewed on: 14th April 2021
Mark Stafferton-Barber's avatar
Mark Stafferton-Barber

Get paid early

4
Get payed early is one key factor but also responding to any problem you may have like a company taking double payments Reviewed on: 14th April 2021
Willmarsh056's avatar
Willmarsh056

Great online banking

5
Quick and very easy to use. My father how is 70 finds it easy to do his banking with Monzo. Reviewed on: 14th April 2021
Monie's avatar
Monie

Good Bank

5
Very good bank. Easy for use and very quickly. Reviewed on: 14th April 2021
Bobby's avatar
Bobby

Banking can be fun

5
I joined Monzo in the early days and have remained loyal because they are good at everything they do. The phone app is easy to use and quick. It is well presented and logical to navigate around. Monzo keep coming up with a flow of ideas, which are interesting to follow. Unless you really want 0.05% interest on the miniscule amount you keep in a current account, what's not to like about Monzo? They are certainly shaking up the thugs in the personal banking market. Reviewed on: 14th April 2021
Peverell 2004's avatar
Peverell 2004

Best account out !!!

5
Really easy to use and the premium account is class with metal card and travel and phone insurance Reviewed on: 14th April 2021
Steven Murdoch's avatar
Steven Murdoch

Easy to use

5
Great bank, quick support. Easy to use interface. Never had any issues, and I haven't looked back since going cashless and physical bankless. Reviewed on: 14th April 2021
Charles's avatar
Charles

Good

5
Just trying out how to work it out Reviewed on: 14th April 2021
Simon's avatar
Simon

Best ever bank

5
Great and easy customer service support. Quick notifications of Money in or out is the best feature . Simple and secure banking . Reviewed on: 14th April 2021
Imran's avatar
Imran

A truly modern bank

5
A fantastic bank with options few or no others can match. The support they give is fast and effective, and the choices and ease of dealing with your account is unrivalled. Reviewed on: 14th April 2021
Tim Bowerbank's avatar
Tim Bowerbank

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