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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19251 reviews)

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4.93

Based on 19,251 reviews, last reviewed 10th Apr 2026

98850% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with lots of helpful categories in the... Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19251)

It's just great.

I've not had a single bad experience with Monzo since the moment I opened my account with them when it was in Beta. The savings pots and round-up options are brilliant and the integration with 3D Secure is pretty much seamless. When I've had cause to get in touch with their support (I think maybe twice, ever) their in-app chat response was fast and sorted my problems swiftly. Couldn't recommend them more, in all honesty. Reviewed on: 14th April 2021

So easy, so convenient and the customer service has been on point every time

The app is fantastic. The pots and budgets mean I am really in control of my money. Every interaction with customer service has been a dream. Reviewed on: 14th April 2021

Great bank

Great banking app and so easy to use, any problems are resolved quickly Reviewed on: 14th April 2021

Solid, trustworthy, open bank

Seamless experience, responsive support, and always something to look for next. Reviewed on: 14th April 2021

Fast, efficient banking

I love everything about Monzo! It's fast, efficient and takes the admin out of online banking as well as being secure Reviewed on: 14th April 2021

Efficient & Innovative

I arrived in the UK as a migrant - and EVERYONE I knew recommended Monzo. Super pleased with their customer service, brilliant app, and budgeting functionalities. Never an issue, always a pleasure. Thanks Monzo! Reviewed on: 14th April 2021

Brilliant bank

Caring, helpful and excellent with accounts details . Perfect back Reviewed on: 14th April 2021

Stress Free Banking. Always.

With monzo you know your money is safe. I have never had a problem. You speak to real people who understand the fears and they always fix it. Reviewed on: 14th April 2021

Best Bank Around!

I'm only 23 years old and yet I've banked with many different banks, TSB, Barclays, HSBC, Monzo, Starling, Revolut, N26, Monese and more. Monzo stands out amongst them all as the best, been with them since June 2018 and can't imagine me ever not being a customer. I would recommend them and already have to many friends and family who have since joined! Reviewed on: 14th April 2021

Many small touches you don't get elsewhere

A great banking service. Totally reliable (check down-detector for evidence!). And many great little features that give me more control over my money with less hassle. Love it. Reviewed on: 14th April 2021

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