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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19251 reviews)

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4.93

Based on 19,251 reviews, last reviewed 10th Apr 2026

98850% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with lots of helpful categories in the... Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19251)

The best bank!

I started using monzo a few years ago for trips abroad where i didn't need to have much money, so just transferred little amounts to my monzo card to use while i was there. I realised how great monzo was, and easy to use, so i fully transferred in 2019 to use as my main bank account. Best decision I made, everything is so simple, you get quick responses to queries via the live chat, new bank cards are delivered promptly, and i love being able to categorise payments, and also put money into seperate 'pots' rather than having multiple bank accounts. I recommend monzo to everyone who mentions that they're thinking of changing banks, there is no way i'd go back to using a high street bank now. Reviewed on: 14th April 2021

Easy banking. Great UI

Monzo allows users to become more financially aware and secure by providing a great service to manage your money. The mobile application has a very interactive UI and makes it easy to send/receive payments from contacts with Monzo. Withdrawing money from different countries is made easy too with little to no worry on charges for withdrawals. All in all, Monzo is a great answer all financial needs Reviewed on: 14th April 2021

Makes Life Super Easy

Monzo is way ahead in the mobile application experience offering an easy to use experience which is organised but fun! Natwest is making great improvements with their app but out of the top high street banks, Monzo trumps the lot with ease. Reviewed on: 14th April 2021

Amazing

East to use, app is handy makes the whole customer experience seamless. I have never had to contact customer service and I have never had an issue and always recommend Monzo to family and friends. Reviewed on: 14th April 2021

Banking with monzo couldn't be any easier

It's so easy with monzo, up to now I've had no issues It's great Reviewed on: 14th April 2021

Awesome

Excellent service easy to use app, being able to get wages early is a brilliant. Reviewed on: 14th April 2021

Perfect

Easy. Quick. Enjoyable to deal with. Perfect Service. Reviewed on: 14th April 2021

I would be lost without it

I have had Monzo for years and love the simplicity of the app. It is really helpful allowing me to track my spending and for using abroad. Reviewed on: 14th April 2021

Recommended to the public

Well its been a great experience with having monzo Bank account but there closing my account next month on the 10th and im not sure if i can get another account with ive got a problem with my account but its been aot easy with just having my account on my phone too especially when my wages go in Reviewed on: 14th April 2021

Fantastic bank

Monzo has helped me manage my finances and the budgeting tools really help me stay on track. The app is easy to use and makes checking on my money and transactions effortless Reviewed on: 14th April 2021

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