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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17223 reviews)

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4.92

Based on 17,223 reviews, last reviewed 26th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

Excellent service

I joined Monzo when I needed the ability to have holiday cash abroad without having to physically buy currency beforehand and carry it abroad. Being able to purchase on a card in any country fee free is a great tool and one I can't do without. I also found the back up service when I was scammed by a fraudulent trader to be superb, Monzo replaced the lost money on the spot. Reviewed on: 13th April 2021

Simple, secure and always available

Great set-up of account with minimal effort. Intuitive app and very smooth user experience. Interaction with customer service is very transparent and although now takes a bit longer, exchange is easily accessible and follow-up is great Reviewed on: 13th April 2021

Easy and flexible to use

Easy to set up, wonderful features and fast everyday banking Reviewed on: 13th April 2021

So straightforward and great support

I've been with Monzo since the beta programme and the banking is so easy, intuitive and accessible I would recommend for everyone Reviewed on: 13th April 2021

Monzo

Very good for ease of use, and simple to understand Reviewed on: 13th April 2021

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Modern

A modern bank prepared for the future Reviewed on: 13th April 2021

Keeps it simple and instantaneous

Keeps it simple and instantaneous. Like quick transaction update Two suggestion get some reward accounts and miss a cheque book for bigger transactions Reviewed on: 13th April 2021

Amazing

I love Monzo being my main bank account. Reviewed on: 13th April 2021

Superpowered control over my money

Monzo empowers me to save and stay in control of my money with its rich information and visibility so I always know what I’ve got and where it’s going. Reviewed on: 13th April 2021

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