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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Accessible, user friendly and exceptional

5
I moved to Monzo after being referred by a friend. A year and half later I couldn’t be happier. By far one of the best current accounts I have ever had! Excellent customer-centric bank which changed the way I bank! Thank you Monzo! Reviewed on: 14th April 2021
rosswhiting@hotmail.co.uk's avatar
[email protected]

Very good Bank

5
Very good bank to be with highly efficient and good customer service Reviewed on: 14th April 2021
Carol Brown 's avatar
Carol Brown

Customer centric bank

5
I've been banking with Monzo for a few years now and they are incredible. The app is incredibly easy to use with lots of useful features that make it seamless to manage your money. Reviewed on: 14th April 2021
Devan Kuleindiren's avatar
Devan Kuleindiren

Avoid at all costs

1
Made a mistake in a transaction and rectified after and they immediately closed my account and said couldn't bank with them had to wait ages for money there very dishonest and rude as well Reviewed on: 14th April 2021
Frankie Adams's avatar
Frankie Adams

Great bank

5
Amazing bank and their customer support is very helpful. I had no issues with them Reviewed on: 14th April 2021
Iordache Madalina's avatar
Iordache Madalina

Smart, modern banking

5
I already recommend Monzo to everyone. It's smart. It's easy. It's straightforward and it's just intuitive. It does what I want it to. The service is second to none. And I love the small thoughtful touches like when I'm travelling to equates my spending habit to something related to to the country I've visited. I spent £* in Venice, that equates to # pizzas. Reviewed on: 14th April 2021
Sarah Louise Hubbard's avatar
Sarah Louise Hubbard

Good

5
Very good very good. Very good very good Reviewed on: 14th April 2021
Totrakuq@yahoo.com's avatar
[email protected]

Love love love!

5
I know exactly what state my finances are in at all times. I feel in complete control over my money and love the salary sorter features to help see disposable income easier and prevent me from spending money allocated for bills. It’s built by people who understand the restrictions that other banks have that prevent us from 100% being in control of our money. Can I also add that I love how it works with IFTTT to work with consumers even more? Fantastic. Oh and their customer service is top notch. Reviewed on: 14th April 2021
Laura Jane's avatar
Laura Jane

Awesome...super easy to deal with a d very helpful

5
Super easy to deal with great bank as they also offer the get paid early option. Keep it up. Reviewed on: 14th April 2021
Richard Thorpe's avatar
Richard Thorpe

Monzo is the best online bank in uk

5
Monzo is the best money transfer is easy to you Reviewed on: 14th April 2021
kamaldhanju3@gmail.com's avatar
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