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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Excellent

5
Best bank I've ever been with. Everything is so easy. No more having to ring a branch and waste 30 mins of your life eberytimr you want to do anything Reviewed on: 14th April 2021
Sean's avatar
Sean

Best online bank

5
Fast realisable and very instant Reviewed on: 14th April 2021
Lanre Balogun-Idris's avatar
Lanre Balogun-Idris

Monzo rocks

5
Best and easiest bank by far. cares about it's customers and transforming the way banking works. Reviewed on: 14th April 2021
kal's avatar
kal

Best bank ever!!

5
Love Monzo, it’s just so simple and nice to use Reviewed on: 14th April 2021
Lea Lortal's avatar
Lea Lortal

I love mine.

5
My friend recommended Monzo to me, and i love it. I have recommded it to loads of people, brilliant. Reviewed on: 14th April 2021
Helen Bryan's avatar
Helen Bryan

Just easy.

5
Suffering from a gambling issue, and no control over my finances, Monzo has helped me bring back control. I couldn’t of done it without Monzo! Reviewed on: 14th April 2021
BrandonWaine's avatar
BrandonWaine

Easiest Banking Ever

5
Everything is super intuitive. I love how easily I can see where my money is going which helps me manage it better! Reviewed on: 14th April 2021
E's avatar
E

Literally the best personal account I've ever had.

5
Monzo has changed my mind on UK banks from a bunch of self-serving shysters to the best thing ever! Reviewed on: 14th April 2021
Ross McMahon's avatar
Ross McMahon

Very good to manage Pots

5
The app lets you manage your money with ease! Reviewed on: 14th April 2021
Anthony Wing's avatar
Anthony Wing

They closed my account without any explanation

1
I do not recommend monzo bank for anybody Reviewed on: 14th April 2021
Henriclenes 's avatar
Henriclenes

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