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Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
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96%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

Simple and friendly

5
Very secure and great currency exchange rate Reviewed on: 13th April 2021

Great bank

5
Everything is super easy to set up and use. Love Monzo! Reviewed on: 13th April 2021

Fintech amazing !

5
Very good bank. Everything ao much better thank big banks ! Reviewed on: 13th April 2021

Love it

5
Let my teenager use it , it tells me where she is and what she’s buying xxx Reviewed on: 13th April 2021

Why wouldn't you Monzo?

5
From the beginning it's been a pleasure having them as a bank. The mobile app experience is exactly what I need - and it looks beautiful! Reviewed on: 13th April 2021

Excellent banking

5
Best bank I’ve used I travelled for 6 months from Sam fran to Fiji to Vietnam and India to name a few of the 20 countries visited and Monzo worked everywhere unlike other banks so best bank by far Reviewed on: 13th April 2021

Efficient, beautifully simple and... Just works!

5
On the very, very rare occasions I've had to contact Monzo customer support over the past few years since joining as a beta customer they've been insanely efficient and easy to get hold of. My car has always just worked as and when I need it, and the UI of the app has always been spot on. They've blown legacy banks out of the water, just as I always believed they would! Reviewed on: 13th April 2021

Easiest and clearest Bank to deal with

5
I've been with mozon for over 3 years now, they are very easy to communicate with, they helped me on a fraud case that i was the victim. the app is quite well designed and clear and it is easy to use. overall great bank. Reviewed on: 13th April 2021

Amazing

5
Excellent bank, can even receive wages from 4pm the day before they are paid! Reviewed on: 13th April 2021

The future of banking...

5
I’ve been with Monzo since it was originally called Mondo. That must have been a good few years ago and since then they’ve pushed the boundaries of what a bank can and should do in this day and age. Real time notifications, virtual cards and getting paid a day early are just some of the key features that Monzo brought to the banking world and are being implemented by many other digital only and even high street banks. Showing that Monzo were the pioneer in banking in this day and age. Reviewed on: 13th April 2021

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