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Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
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96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

Always there to help

5
Great customer service they go over and above sent emergency service to my house I never asked them to Reviewed on: 13th April 2021

Love this bank!

5
Always helpful. Very easy app to use. Would highly recommend. Its good to be in control of finances! Love the saving pots and bill pots! Great bank for international travel, excellent exchange rates!!! Reviewed on: 13th April 2021

Brilliant

5
Never had an issue with Monzo banking Reviewed on: 13th April 2021

Great Bank

5
Superb service always quick updates Reviewed on: 13th April 2021

Happy customer

5
I originally joined Monzo because I was looking for a payment card that was easy to use when abroad. I added funds to my card and was able to track spending while on holiday without seeing funds further dwindle due to foreign transaction charges. Since then I've found many other things to love about Monzo - their savings pots are great for allocating funds for Christmas/holidays and eating out/clothes shopping, it's easy to move money around, and they responded immediately when I discovered an unknown payment had been taken from my account. I have recommended Monzo to many people. Reviewed on: 13th April 2021

Amazing

5
Easy to use, pots are super helpful and able to see everything, fab customer service to top it off! Reviewed on: 13th April 2021

Imi place

5
Imi place...este o banca foarte buna...recomanf monzo prietenilor Reviewed on: 13th April 2021

Modern banking for all

5
Cannot fault these guys , easily keep track of your money coming going and transparent on all there terms and conditions ...banking made simple and accessible what more could you want Reviewed on: 13th April 2021

The future

5
Monzo has always been my preferred bank from the fantastic app to the customer service but more importantly, everything I expect from them they do. I had to change my name recently and Monzo was the only bank that didn’t require me to send my original marriage certificate (tracked and insured at my own expense) to them like it’s 1970. Instead, they allowed my to take a photo of it and send it over via the chat, completely free and painless. Truly innovative and most traditional banks copy these newer banks once they have actually built and tested the concept. Reviewed on: 13th April 2021

Best bank in uk

4
Very easy banking transfer money to another country is very quick and they charge like nothing give same rate Reviewed on: 13th April 2021

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