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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best bank for modern like

5
I love how you can easily separate your money into pots Reviewed on: 14th April 2021
Amy Doore's avatar
Amy Doore

Easy and affective banking!

5
I’ve been “full” Monzo for about 2 years now and it has been totally stress-free. It’s made saving so much easier and you can be in control of your finances. It’s great to be able to get in contact easily through the app and without having to visit a branch! Reviewed on: 14th April 2021
Holly Manning's avatar
Holly Manning

A UI phenomenon

5
Always had trouble saving money, Monzo made that possible with it’s clear layout. Always easy to send money too and keep track of monthly spending. Thank you Monzo! Reviewed on: 14th April 2021
Cosmo's avatar
Cosmo

Great Bank!

5
Great bank, excellent friendly user app, paying cheques in is just so simple, very happy customer! Reviewed on: 14th April 2021
jacqueline's avatar
jacqueline

I have never had an issue with them

5
Their support is responsive and their app is intuitive Reviewed on: 14th April 2021
Sam Vendittelli's avatar
Sam Vendittelli

Love Banking with Monzo !!!

5
Great service , use for personal and business banking ...love the fact if you pay for something it shows immediately !!! Reviewed on: 14th April 2021
Debby Beer's avatar
Debby Beer

Amazing

5
Recently made the switch to Monzo, great customer service, easy switch. They have answered all my questions promptly and accurately! Great!! Reviewed on: 14th April 2021
Magicturtle89's avatar
Magicturtle89

Really great bank and easy to use app

5
The UI is great and easy to use. Communication is fantastic Reviewed on: 14th April 2021
Becca's avatar
Becca

The best

5
Best bank I have ever been with do not think twice about switching! Reviewed on: 14th April 2021
Warren J Scott's avatar
Warren J Scott

Smooth as

5
Well I use my Monzo account pretty much every day and the only problem I've had is not topping up, so I am embarrassed when my crad doesn't work in the chip shop. But that's my fault, nothing to do with Monzo. Reviewed on: 14th April 2021
Vic's avatar
Vic

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