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Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

I have recommended Monzo to everyone I know

5
Monzo is easy to use and in-the-moment informative. It is pain-free to send money to new payees and to request money from family members. It treats its customers like adults and is available on the chat function when it suits the customer rather than when it suits the bank. I will never return to a traditional bank now that I have discovered Monzo. Reviewed on: 13th April 2021

Amazing Bank

5
Brilliant bank and app is great to keep a check on spending and let’s you know as soon as card is used. Reviewed on: 13th April 2021

Great bank

4
I love Monzo because of the convenience in banking. I have other banks but Monzo is the one I use most. Reviewed on: 13th April 2021

My best banking decision

5
Easiest way to track my spending and save. Reviewed on: 13th April 2021

Great banking experience

4
Since changing to Monzo I've had a great experience and brilliant customer service, had a few issues sorted without any hassle online rather than having to travel to a branch like with other banks. Would recommend. Reviewed on: 13th April 2021

Beas bank by far

5
Never had a single problem with it too bank Reviewed on: 13th April 2021

Fantastic bank

5
Since I opened my Monzo account I have found it to be so easy to use and helpful if I have a problem. Usually I am always changing banks as I’m not satisfied but Monzo has stopped me needing to do that Reviewed on: 13th April 2021

Simple but innovative banking

5
Monzo has been revolutionary for me. Instant transaction updates, a great app and interface have really helped me nail down a budget and (more importantly) stick to it. I've never found managing my money easier, so thanks Monzo! Reviewed on: 13th April 2021

They look out for me

5
Monzo understands the power of a good app and a how to simplify banking. Well maybe. Reviewed on: 13th April 2021

Always reliable

5
Have been with Monzo for around 3/4 years. Never had a problem with them, always been a great bank to use and easy to move money and use all the pots. Haven’t had any experience with customer service so cannot comment on that aspect but everything else has been great. Reviewed on: 13th April 2021

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