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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

easy bankingcl

4
Works like clockwork and never had any problems Reviewed on: 14th April 2021
M.Doyle's avatar
M.Doyle

Cutting Edge

5
Seamless and intuitive banking experience. Reviewed on: 14th April 2021
Andrew Markey's avatar
Andrew Markey

THE BEST BANK IN THE UK

5
Monzo is a game changer, a revolutioniser in the banking world. They are not scared to step outside the comfort zone traditional banks seem to be stuck in. I love their products and I am so excited to see what is to come. Reviewed on: 14th April 2021
Yaz's avatar
Yaz

Best bank

5
Best bank in Reviewed on: 14th April 2021
Osman's avatar
Osman

Love it love it love it

5
Simple, cool, innovative and all round awesoneness Reviewed on: 14th April 2021
Martin Headford's avatar
Martin Headford

The Good, the Bad, the Verdict

5
The Good Fantastic digital bank Instant access to notifications/balances Additional security to prompt checks Works with both Google and Apple pay Ability to open multiple saving pots The Bad Exports for history is a little bit of a pain to find - although the chat was incredibly helpful and provided this quickly The Verdict Fantastic bank, so much that I moved my full salary in there and use this to save effectively with pots. Perfect if you get paid 4 weekly as you can put all of your "Bills" to come from a predefined pot and use your salary to spend. Any time that I have had to contact the team they have been available and incredibly helpful, fantastic customer service! Great new-age bank!!! Reviewed on: 14th April 2021
mrred32's avatar
mrred32

So easy

5
What is so cool about monzo I was in Sainsbury’s and tapped my phone and the lady said sorry it’s not gone through , I said it has and showed her my monzo payment Reviewed on: 14th April 2021
Ian mackenzie 's avatar
Ian mackenzie

Effective , easy banking

4
Enjoy using Monzo, its simple, effective and quick. I would like to see the ability to add funds through apply pay come back to the service but apart from that it’s fantastic. Reviewed on: 14th April 2021
GA's avatar
GA

Excellent all round bank

5
Easy and efficient banking service Reviewed on: 14th April 2021
Suzanne Chisholm's avatar
Suzanne Chisholm

Easy

4
Just think Monzo is a brilliant bank, its easy to use, and gives good customer service. Reviewed on: 14th April 2021
Anonymous's avatar
Anonymous

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