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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19250 reviews)

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4.93

Based on 19,250 reviews, last reviewed 10th Apr 2026

98800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great for travel I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19250)

Customer focused

From the ability to pay for stuff abroad to how they were determined to assist during a chargeback dispute to the ease of using their account. Monzo puts customer's first. Reviewed on: 14th April 2021

Amazing

I absolutely love monzo and all the perks that come with it! I will never use another main bank again! Reviewed on: 14th April 2021

Monzo is the best bank!

I've been using Monzo since I moved to the UK 2 years ago and I love how easy it is to track my spending, set up savings accounts, manage payments, and pay friends. It's a great bank with an awesome app. Very user friendly! Reviewed on: 14th April 2021

Banking Simplicity

No hassle and free banking. Banking simplified. Reviewed on: 14th April 2021

I luv the interaction

Monzo is my second bank account, but is becoming my first choice. I might just have to transfer all my banking transactions to them. I love my Monzo account. My account allows me to manage my money without effort, and the fact that I receive indications of my incomings and outgoings almost immediately, means I know that my money is safe. Thank you Monzo! Reviewed on: 14th April 2021

Great Bank very helpful

So wonderful to use on holiday and Christmas, shopping, Reviewed on: 14th April 2021

Very reliable

The experience I have had with Monzo has been great .. getting an early payment, notifications for my direct debits and so much more . Reviewed on: 14th April 2021

The best UI and the easiest to share tabs

Have been using Monzo as my main bank account years now. I love the way I can separate spending. I have a pot for my bills and rent. The most convenient thing is that we can easily share the link for arranging colleagues who leave the company gifts or when we used to go out and split the bill. I totally recommend it as being the best option at the moment. I have tried all the other similar apps as well but I like Monzo's user interface more. It is more intuitive, and it feels safer too. Reviewed on: 14th April 2021

Love this bank

So convenient - and how I want to access and manage my money. Reviewed on: 14th April 2021

Easy, no nonsense banking

Reliable,easy and accessible. Great communication and quick responses. Security is amazing, scam prevention was quickly resolved. Best bank iv ever had. Reviewed on: 14th April 2021

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