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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Top bank

5
Love the yearly report, the fact that you can see outgoing payments 3 days before they go out. The incoming payments show the day before. The best feature is getting paid a day early Reviewed on: 14th April 2021
Shelley Rawes's avatar
Shelley Rawes

Does what I need & ticks all the boxes for me

4
On the whole, delighted with my Monzo experience. Reviewed on: 14th April 2021
John Thomson's avatar
John Thomson

Best bank

5
The staff are always available to explain things easily. Reviewed on: 14th April 2021
Ludmila 's avatar
Ludmila

Impossible to contact customer service

1
Used to be great but recent changes mean it is now impossible to contact their customer service when you need them Reviewed on: 14th April 2021
Robert Smith's avatar
Robert Smith

Makes banking simple

5
Intuitive app packed with loads of great features. Can't fault it! Reviewed on: 14th April 2021
Alex's avatar
Alex

Super Bank

5
One of the best banks compared to any big banks Reviewed on: 14th April 2021
Srikanth 's avatar
Srikanth

How banking should be

5
Been with Monzo for two years and will never go back to a high street bank Reviewed on: 14th April 2021
Mike D's avatar
Mike D

Superb

5
Fantastic app, great budgeting tools, secure, robust, excellent prompt customer service! What more could you want! Reviewed on: 14th April 2021
Lee Bradford's avatar
Lee Bradford

Easy and fast

5
Easy to set up, helpful, user friendly Reviewed on: 14th April 2021
Lenka Binxhiu's avatar
Lenka Binxhiu

Amazing how a bank should be!

5
I love Monzo took the account as literally ran out of options for a main stream bank and would hate to go back, my money is always there earlier the app is easy to use, problems sorted quickly only had a few to be fair, if your locked out or need a new pin it’s so easy would recommend to anyone and deserve any award going well done Monzo for showing banks how it should be done Reviewed on: 14th April 2021
Suzy Louise 's avatar
Suzy Louise

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