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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best Bank By Far

5
Have completely changed my budgeting habits and ability to manage money. Never thought a banking app could help and change the way I deal with finances the way Monzo does. 5* Reviewed on: 14th April 2021
Mike's avatar
Mike

Need bank account? Go Monzo.

5
Best customer support, great team behind, knowledgeable and happy to help. Setting up an account is super easy. Reviewed on: 14th April 2021
Mateusz Chrupczalski's avatar
Mateusz Chrupczalski

A modern digital bank, with modern digital bank services

5
I've been a Monzo user since March 2016 and the ease of use, quality of service, and information available on the smartphone app makes it so easy to manage my finances. Lots of innovative ideas to help me save money, from rounding up transactions and putting pennies into a 'pot', to integration with 3rd party apps (IFTTT for example) which enables an endless array of options to put money aside for rainy days. I am also an investor in Monzo and it's been great to see them develop the product over the past 5 years. Reviewed on: 14th April 2021
Daniel Sutton's avatar
Daniel Sutton

Awesome

5
Monzo's current account offerings come second to none. Monzo is truly paving the way to a new exciting form of banking and I am excited to part of their journey. Reviewed on: 14th April 2021
Nii Lous Nelson's avatar
Nii Lous Nelson

So easy to use

3
Simple to set up, very user friendly interface. None of the complications I've experienced with mobile banking from high street banks. Reviewed on: 14th April 2021
Louise 's avatar
Louise

Excellent Bank

5
Brilliant app and has made managing my money a lot easier Reviewed on: 14th April 2021
Nick Vidamour's avatar
Nick Vidamour

Lost its way

1
Now hides anything useful behind a paywall. Charges for card replacements. Doesn’t listen. Service isn’t great and development slow. A bank on life support waiting for one of the big guys to buy it out. Reviewed on: 14th April 2021
Nope's avatar
Nope

Excellent online bank

5
Helps to keep track of my spending and I love the different pots you can assign for different purposes. Communication is also good and efficient. Transferring money is easy and I always recommend the bank to freidns! Reviewed on: 14th April 2021
Pri Kwah's avatar
Pri Kwah

Amazing

5
Helped me get out of debt by using their pots and other features. Converted my fiancé who now is fully Monzo. Reviewed on: 14th April 2021
Paul Wright's avatar
Paul Wright

They have Help me with debt

5
Monzo is amazing, I decided to change to them as they have pots i went for it and within a year, i am paying off the last of my debt and now have savings for a new home and I have become so much better with money and i now am not worried about money. Reviewed on: 14th April 2021
Jade Hilder's avatar
Jade Hilder

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