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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best bank ever

5
Monzo helped me sort out my finances and with the help of their addiction pots I’ve actually managed to save for the first time ever. Opening the account was easy and being able to talk to someone on line makes life easier to keep tabs on your money Reviewed on: 14th April 2021
Sherril Latham's avatar
Sherril Latham

Brilliant bank

5
Never saved a penny until I started to use Monzo. Creating pots for different spends is amazing. Reviewed on: 14th April 2021
Gareth Mckitterick's avatar
Gareth Mckitterick

Monzo helped me get on top...

5
... of my budgeting and spending, they've helped me save more.mkneh than I've ever saved before, more than any of the big banks ever did!!! Reviewed on: 14th April 2021
Stephen Bennett's avatar
Stephen Bennett

Efficiency

5
Every time I needed this bank, I had a quick and efficient service! Always brought the solution to my problem! is a solution provider bank. Reviewed on: 14th April 2021
Elizangela Miguel's avatar
Elizangela Miguel

BEST BANK

5
Monzo is such a great bank to save money with, I especially love the fact that you can create pots to split your money for different things and their customer service team are so friendly. Reviewed on: 14th April 2021
Michelle-adu@hotmail.co.uk's avatar
[email protected]

Brilliant

5
I have gone from being c£20k in debt to £0 over the last 18 months and have now started saving . Monzo has helped massively in my money management, real time transactions data and balances , pots to separate out different income and expenditure means I always know my exact financial position Reviewed on: 14th April 2021
Scotia Mclean's avatar
Scotia Mclean

100% satisfied

5
More efficient than traditional banks. Everything is much, easier, faster, cheaper with Monzo. Reviewed on: 14th April 2021
Khsh's avatar
Khsh

AMAZING

5
awesome bank with an easy to use app, very happy Reviewed on: 14th April 2021
Adam mouellef's avatar
Adam mouellef

The best bank

5
A gui and functionality that is far superior to any high street bank. It's literally archaic to use anything else Reviewed on: 14th April 2021
Andrew Ritchie's avatar
Andrew Ritchie

AMAZING!!!

5
Monzo has helped me out with so much debt! Can't fault them! Reviewed on: 14th April 2021
Tony's avatar
Tony

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