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Monzo: Current account reviews

4.93
Based on 19,242 reviews, last reviewed 8th Apr 2026
98450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026
Maria Ilao's avatar
Maria Ilao

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19242)

Market Leader

5
Monzo has set other banks a massive challenge. I have to smile when I see other banks advertising their “new” features that Monzo have had since they started. Reviewed on: 14th April 2021

Best bank ever!

5
Easy to use, helps me save money and keep a close eye on my spends. I recommend it to literally everyone! Reviewed on: 14th April 2021

realy uuseful banking app

5
I don't use many of the features on the app however the freeze could be really usefull feature when you have misplaced the card, rather than having to cancel it as other banks do. Very user friendly, great for transfering between friends & family with instant 'thanks' & messages. Reviewed on: 14th April 2021

User friendly and convenient

5
Monzo has great features and I enjoy using it. Most of my friends use monzo and it makes splitting bills so quick and easy Reviewed on: 14th April 2021

MONZO - Best bank by far

5
Superb App. Great Customer service. Modern banking at it's best. Constantly developing and improving for the Customer. Reviewed on: 14th April 2021

Monzo is flexible and present

5
All you need to know about your money is there on your phone 24-7 with a handy assistant. Unexplained payments can be queried and solved on the go, brilliant! Reviewed on: 14th April 2021

Love Monzo

5
I have absolutely loved Mo zo from day one, it has everything you could possibly need from a bank all within easy reach! I have never been with such a easy and reliable bank! Reviewed on: 14th April 2021

Tomorrows bank today.

5
First and only bank to prvide the ability to do everything I needed to through an app with all the extra facilities that come from that technology. Reviewed on: 14th April 2021

So easy to use!

5
I wasn't sure at first but it's great! So much easier to use than a high street bank, I'll never go back. Reviewed on: 14th April 2021

The best

5
Monzo is a great bank. I am using my monzo card every day, you have the best deal if you want to make international payments and best rate if you using your card when you go in holiday abroad. Reviewed on: 14th April 2021

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