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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

The best online banking ever.

5
The best service,and online banking. Reviewed on: 14th April 2021

Great service

5
Efficient and user friendly So useful when travelling too Reviewed on: 14th April 2021

Financial freedom

5
So many features in the free version it's super easy to integrate money hygiene into your life in days Reviewed on: 14th April 2021

Customer Service

5
Monzo customer service is the best I have ever experienced, everything is answered quickly and affencitally Reviewed on: 14th April 2021

Next Gen Banking

5
Monzo is clean and modern way to manage your money. We've been using monzo for years and are happy with the improvements that have been made along the way. Keep up the great work! Reviewed on: 14th April 2021

Customer service is amazing

5
I’ve banked with Monzo for years now and love everything about the way it works. Customer service is truly ace. Reviewed on: 14th April 2021

Great service

5
Effective response to issues affecting customer. Reviewed on: 14th April 2021

Simply the best bank out there !

5
I’ve been with Monzo for about five years now and they still have by far the best online banking app out there - Others may be starting to catch up but they still have an awful long way to go. Reviewed on: 14th April 2021

Easy Access

5
Monzo is simple, quick and easy to use. So helpful that I can use it abroad. Reviewed on: 14th April 2021

Best bank

5
Amazing bank, 10/10 would recommend Reviewed on: 14th April 2021

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