Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

So easy to use

5
I can't believe how way it is to use the app Reviewed on: 13th April 2021
Kim's avatar
Kim

Modern banking

5
Introduces to it by my daughter. I don’t like change. I’m not good with technology but since using monzo I have found it easy to use, great at helping me save, I feel more in control of my money, easy to speak with someone, great to use the card abroad. Modern day banking at its best. I love it. Reviewed on: 13th April 2021
Jackie hemming 's avatar
Jackie hemming

Never had a single issue with Monzo best bank I have ever been with

5
Never had a single issue with Monzo best bank I’ve ever been with Reviewed on: 13th April 2021
Stephen Taylor's avatar
Stephen Taylor

Simplifying Life

5
Monzo has transformed how I do my daily banking. Everything I need to do is in the palm of my hand making it simple to deal with my finances and simplifying my life. Here are my top three features that I love with my Monzo account. 1 - Bills Pot - This has transformed how I monitor my monthly expenditure, as I can create a pot that specifically pays my bills, the money is kept separately from my everyday spending money, putting me fully in control of my spending. 2 - Savings Pots - these are fantastic, and I use them on a regular basis to save for specific items such as holidays and larger purchases. I also have a pot that saves change from any spends that I have and I use this for subscriptions such as Spotify and Apple Music. 3 - Virtual Cards - this is an excellent feature that I often use, this is a debit card that is saved on my mobile for online purchases without having to give my actual debit card details. These details are secure within the Monzo app. Reviewed on: 13th April 2021
James's avatar
James

Easy

4
Easy for me to understand easy easy easy easy easy Reviewed on: 13th April 2021
billiebob1988@gmail.com's avatar
[email protected]

Great banking experience.

5
Easy to use app and amazing customer service. All you need with maximum simplicity. Reviewed on: 13th April 2021
K Lamaa's avatar
K Lamaa

Best of the British

5
As an international (American MA) student, Monzo saved my year and opened my eyes to how much better (sensible, helpful, transparent, well-designed) banks could be. Also, their emoji game is v strong. Reviewed on: 13th April 2021
E K's avatar
E K

I am in love with Monzo

5
Great features, UX and service. Reviewed on: 13th April 2021
Omer's avatar
Omer

It's a good bani

5
I have almost four years using it and l really enjoy it Reviewed on: 13th April 2021
Justice makgetho's avatar
Justice makgetho

Worthwhile

5
Moved to monzo when I had to change banks and I love it so easy to use and they are there when there are any issues, most of my friends use it now and it's so great. Reviewed on: 13th April 2021
Becky Taylor 's avatar
Becky Taylor

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill