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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank

5
Monzo is a brilliant bank, because its helped me at times especially within the last year get my money from work a day before which has been very convenient. It also takes the money out of your account straight away when buying things, and it has great features over all, and the team are very helpful when needed. Reviewed on: 13th April 2021

Love

5
Best banking I’ve ever had love the early payment, and customer service is really amazing anytime I’ve needed help. 10/10 recommend Reviewed on: 13th April 2021

Easy, simple & helpful

5
Easy to open and account and get set up. Simple application with great UI amd helpful with spending categories, automatic receipt allocation and spending pots. Oh amd split the bill is awesome! Reviewed on: 13th April 2021

Absolutely Brilliant

5
My favourite bank ever! Never had any issues with them and recommended to all my friends and family and many have joined. Love it! Reviewed on: 13th April 2021

Brilliant bank

5
Very good understanding helpful bank Reviewed on: 13th April 2021

Reliable and very innovative

5
Hugely satisfying, very innovative, upto date with latest technology and above all hustle free Reviewed on: 13th April 2021

Great stuff

4
Great range of functions and options available on monzo. Everything you need is on the app and is self explanatory. Don’t think I’ve quite enjoyed banking as much as I do now with monzo! Reviewed on: 13th April 2021

Bank of now

5
Old banks don’t compare. Monzo customer care is amazing and easy, great features, years ahead of traditional banks. Reviewed on: 13th April 2021

Great app

5
An amazing app with all the features I need. Clearly puts the customers first Reviewed on: 13th April 2021

Excellent

5
Account opening is too easy and everything is thing Reviewed on: 13th April 2021

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