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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo!

5
Monzo is next level of banking! Reviewed on: 13th April 2021
Noman Qureshi 's avatar
Noman Qureshi

Awesome

5
Monzo is the best bankn I h ave ever been with they are amazing Reviewed on: 13th April 2021
Ranjit's avatar
Ranjit

Great app and service

5
Monzo is very practical, even though it’s a virtual bank, customer service is available when required. Most functionalities are available on the standard account. It’s easy to use. A higher withdrawal amount when abroad would be great. Reviewed on: 13th April 2021
Sunita's avatar
Sunita

Top notch!

5
A bank that cares to do better - not just make profit. Reviewed on: 13th April 2021
Bradalay's avatar
Bradalay

Effective, efficient & Extra ordinary

5
Easy simple all in one bank that takes you miles away from home without fear of discomfort Reviewed on: 13th April 2021
Bashar Asfour's avatar
Bashar Asfour

Good Bank

5
I use them as my day to day account. I find it's better and easier than NatWest, Barclays or Nationwide for conducting transactions. I will switch to Monzo completely in the future once I am satisfied they won't abruptly freeze my account, some horror stories I previously read in the media. That's been the only thing that stopped me switching sooner. 5 people have opened accounts via my recommendation. Reviewed on: 13th April 2021
TS's avatar
TS

Love Monzo

5
Best online banking, never had problems. ❤ Reviewed on: 13th April 2021
Valentin 's avatar
Valentin

everything a bank should be

5
If you've ever wished that your bank did something better. monzo probably does it already Reviewed on: 13th April 2021
Sam O'Brien's avatar
Sam O'Brien

Best bank by far

5
I’ve been with 5 high street banks. Always had issues. Since moving to Monzo they have helped become debt free and never had an problem. Customer service is top notch Reviewed on: 13th April 2021
Michael2102's avatar
Michael2102

How banks should be

5
Run by people for the people - enough said Reviewed on: 13th April 2021
Col's avatar
Col

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