Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

View other Monzo products

4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

A fantastic modern bank

There's a few reasons why I love Monzo. The first is the ability to do pretty much everything online. I used to live in a very rural area, and they closed my previous bank branch which made it impossible to do things like pay in cheques etc. Monzo lets you do all of that without having to go into a branch. Customer service is always top-notch, although I've only had to speak to them on one or two occasions thankfully. Also a very transparent company. The main reason I love Monzo though is the pots. Being able to divide up my money into savings, bills and other pots, along with the summary function to view spending amongst different categories, makes it so so easy to manage money, especially as a student. Reviewed on: 13th April 2021

Best bank with best app

Having monzo has been a life saver I’m able to save my money and split my bills easily. Their security features are really unique and strong. Reviewed on: 13th April 2021

Change your life

Excellent product which has completely changed how I manage my money Reviewed on: 13th April 2021

Best British bank

Monzo is the best in terms of what banking entails in all its ramification. Reviewed on: 13th April 2021

Great App! Great bank!

Monzo makes banking convenient and simple. Reviewed on: 13th April 2021

So supportive and diligent to customer needs

When I travelled abroad, it was good not to go over my spending with the help in f Monzo! Excellent app Reviewed on: 13th April 2021

Great all round Bank

I love the quick 24hr customer service and the ease of the app and how I can use it abroad with no fees. Honestly love it. Recommend it to every one I know! Reviewed on: 13th April 2021

Easy to use

So easy to use, live the different saving pots and how easy it is to transfer between the pots and to other people (if they are on Monzo as well). Think the sharing of a tab is a great idea. Reviewed on: 13th April 2021

What every bank should have been but failed to become.

Monzo have pushed banking into a new era by trailblazing new and exciting features and capabilities which the resto of the industry are now scrambling to keep up with. Reviewed on: 13th April 2021

very good well worth having

easy to use all my family have a card to Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Tesco Bank 4.35 from 67 reviews
Basic current account
from Santander 4.10 from 322 reviews
Day2Day Current Account
from The Cumberland 4.38 from 19 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub