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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Excellent

5
Very easy, fast and reliable banking experience. Reviewed on: 13th April 2021
Felix 's avatar
Felix

Excellent Banking App provide seamless transactions when ever and where ever

5
Monzo banking app is NOVEL and Great and It Provides taste of Ture real time banking and i cannot imagine banking without monzo. ALL TRANSCATIONS are fast and quickly reflected instantly at lightening speed and this help me to maintain actual factual balance in real time whenever and where ever, I also use monzo to send money overseas at a lightening speed. my experience is error free and smooth and i like to use it always. Reviewed on: 13th April 2021
Ahmad Ahmad's avatar
Ahmad Ahmad

It's easy

4
Monzo is easy, has loads of features that other banks don't have. Policy updates are explained in English in TL:DR format. App looks sexy. The only thing to improve on is the ability to log into the app on multiple devices and on web browser. Great job Reviewed on: 13th April 2021
TheAntMan9000's avatar
TheAntMan9000

Your service is classy and disciplined

5
My dealings with monzo made me give it all my confidence Reviewed on: 13th April 2021
Riadh 's avatar
Riadh

Digital experience to traditional systems

5
Traditionally banking was outdated slow and always last to adapt technology. Monzo changed the way to do banking Reviewed on: 13th April 2021
tejasvi's avatar
tejasvi

Game changer!

5
Made managing money, fun?! Hated dealing with any banks before Monzo. Practical, easy to understand, empowered me to understand my statements and spending cycles better. Reviewed on: 13th April 2021
TKP's avatar
TKP

Hassle free Banking

5
It's been such an awesome experience banking with Monzo Reviewed on: 13th April 2021
Adeyemi's avatar
Adeyemi

Fantastic

5
Highly recommended and great app Reviewed on: 13th April 2021
Lee Burgess's avatar
Lee Burgess

Excellent service

5
A very efficient service .The Bank was recommended to me by my Grandson & I have n't been disappointed . Reviewed on: 13th April 2021
Amy Clarke's avatar
Amy Clarke

Best bank

5
Good good very good ************* Reviewed on: 13th April 2021
James Doyle's avatar
James Doyle

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