Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Easy, Fast and excellent customer service

5
Easy to freeze cards when lost or stolen, had issues with a dubious online retailer and monies were quickly retrieved and also the early bacs payment is excellent. Reviewed on: 13th April 2021
Lee Careless's avatar
Lee Careless

Best bank in the UK

5
Everything from budgeting to managing money monzo the best bank in the uk easy to deposit and withdraw Reviewed on: 13th April 2021
Mohammed nasrat's avatar
Mohammed nasrat

Banking is simply easier

5
Banking is simply easier with Monzo. Quick and easy to use and secure. Reviewed on: 13th April 2021
Terence 's avatar
Terence

Least stuffy Bank I know!

4
Monzo is a great bank. I love it most when I travel as I am up to date with my downing and keeping track. I was also able to secure a loan at very good interest rate. I love Monzo though because it is the least stuffy bank I know! Reviewed on: 13th April 2021
Yvonne Brooks's avatar
Yvonne Brooks

So far so good

5
Love using this online gem of a bank Reviewed on: 13th April 2021
Michelle's avatar
Michelle

Just amazing

5
Been with this bank for the past two years. Never ever a single problem! Always so prompt and efficient!! Keep up the good work, guys! Reviewed on: 13th April 2021
Elisa Soledad Sparaco's avatar
Elisa Soledad Sparaco

Amazing bank

5
Love it. Very good set of features. I always recommend to my friends Reviewed on: 13th April 2021
Yahia Elgamal's avatar
Yahia Elgamal

Best Internet banking

5
No problems at all. Easy and straightforward. Highly recommended Reviewed on: 13th April 2021
Izzy Izabela's avatar
Izzy Izabela

My review

5
Monzo is actually amazing! Easy to handle and very fast Reviewed on: 13th April 2021
Kristian's avatar
Kristian

Banking my way

5
Monzo keeps me instantly in touch with my account by the second. Reviewed on: 13th April 2021
Zeron Gibson's avatar
Zeron Gibson

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill