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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Fab bank

Quick and easy to set up. Customer service great. Highly recommend Reviewed on: 13th April 2021

Great bank

Been with Monzo since 2017 great bank getting even better Reviewed on: 13th April 2021

Fabulous Banking

I just love Lonzo Bank. The transactions are easy and the costs of services the lowest. This suits my pocket. Customer Service is great, fast, and accurate. I can recommend Mondo to each and everyone. Reviewed on: 13th April 2021

Quick, convenient and transparent

Monzo makes everything just so easy, especially with regards to monitoring what you're spending on what. I feel like the company actually cares that you're looking after your finances and offers many tools to help you achieve this. I used to dread dealing with my finances at the end of the month, but Monzo has taken all the pain away. Reviewed on: 13th April 2021

Easy Peasy

Easy to set up. Move money around to different pots if you are saving for something special. Monzo gives me so much freedom and no worries. Reviewed on: 13th April 2021

Great Bank

Friendly, helpful bank that is great for keeping track of your money. Reviewed on: 13th April 2021

Best online banking from Monzo!

When I left First Direct banking after 30 years as a loyal First Direct customer I was apprehensive but pleasantly surprised by the ease of switching and acknowledgement even by First Direct customer services that Monzo were the bank benchmark for simplicity of use and variety of investment options. All from the Monzo Mobile App and bright orange credit card! Reviewed on: 13th April 2021

Can they get any better?!

Everything you want to do can be done at your fingertips. No long wait times, nothing! Super efficient. Reviewed on: 13th April 2021

Great

I really recommend it to my friends Reviewed on: 13th April 2021

Amazing customer service

Good staff very polite and informative very approachable and they deal with any issues Reviewed on: 13th April 2021

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