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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Convenient

Using Monzo in my travels was great, as I got updates how much I was spending in sterling . The chats were helpful when I needed . Thanks Reviewed on: 13th April 2021

Great convenience and ease of use

Great convenience and ease of use Reviewed on: 13th April 2021

Easy and clear

Initially set my monzo account up for a trip to New York so I could split my money out....now I use Monzo for our household bills due to its easiness. Love the feature of telling me when a direct debit is going to be higher and also being able to create and pay from pots. Reviewed on: 13th April 2021

Super Simple Banking

With Monzo I have been able to easily and intuitively manage my finances thanks to the brilliant app features such as salary sorter and early payday. Also love that it is far less fussy to use daily than the legacy banks. I recommend to everyone. Reviewed on: 13th April 2021

No fuss banking

I'm so impressed with the overall experience I have moved to the plus account Reviewed on: 13th April 2021

Best bank by far

Banking made simple and helps you to budget Reviewed on: 13th April 2021

Great customer service

Would definitely recommend to family and friends. Reviewed on: 13th April 2021

Superb

Brilliant so easy to use. Transfers are instant. All transactions are shown clearly on the app . Reviewed on: 13th April 2021

Always spot on

Whenever I’ve had a concern it’s solved quickly. I never had an issue with my account because everything has always just worked. Great integration with quick access savings so I earn interest on money I can access when I need it with a couple of taps. The ability to split money into pots help you to budget and save, easily. Reviewed on: 13th April 2021

Best by far

I have used Monzo as a secondary bank for a few years now, decided to take the plunge recently to go across completely, best thing for me. It is easy to to use, shows everything due to be paid, really effective system. Their helpline chat is also excellent, sort anything out for you with no trouble. Thank you Monzo for making my money life easier Reviewed on: 13th April 2021

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