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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Simply the best bank around

5
Amazing costumer service and the best banking app that I have ever seen. Monzo is the bank that every bank should aim to be Reviewed on: 13th April 2021
nicoloseidita's avatar
nicoloseidita

Modern easy and reliable

5
I have been using Monzo for a couple of years and have never had any issues. Monzo staff are always quick to respond and are very helpful. So easy to use and clearly breaks down my money making it easier for me to manage. Reviewed on: 13th April 2021
Natalie Beer's avatar
Natalie Beer

Best British bank

5
The Royal Banks and Natwests have more to be ashamed about now. Reviewed on: 13th April 2021
Robert Leah's avatar
Robert Leah

Best Bank

5
Monzo is the bank of the future Reviewed on: 13th April 2021
Helen's avatar
Helen

Simple, quick and so useful

5
Monzo does everything a back should do - just quicker and simpler. Love the app Reviewed on: 13th April 2021
Patrick Bell's avatar
Patrick Bell

Love monzo

4
I've had such s game with banks over the last 5 years it's so nice to find a bank you can rely on and that just gets it Reviewed on: 13th April 2021
Chris's avatar
Chris

A revelation in banking!

4
Banking, savings ect have always seemed daunting to me but with Monzo everything is so much easier to understand and complete. I’ve only ever needed help with one thing and they sorted everything out for me straight away! Reviewed on: 13th April 2021
James Tong's avatar
James Tong

User friendly

5
App is clear easy to use and so instant. Love the pots and the round up feature. Reviewed on: 13th April 2021
Caryle's avatar
Caryle

Best bank

5
Monzo’s features a streamlined, modern app and banking system is leagues ahead of any high street bank competitor. The customer service is excellent and I have never had a banking experience as good as Monzo’s. Reviewed on: 13th April 2021
Danny Astbury's avatar
Danny Astbury

Easy bank account to access and use

5
It is very easy to use the Monzo bank account, the app is straight forward and easy both to access and use. It’s easy to set up payments in and out the account and setting up savings pots to save easily and quickly. Reviewed on: 13th April 2021
Ceri Davies's avatar
Ceri Davies

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