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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Absolutely Smooth Effortless Seemless banking!!!

5
I have banked with Monzo for a little over a year personal and business and it’s the best bank I’ve used in terms of organising money, budgeting, app, customer service there is literally not one thing I could say bad about banking with them Reviewed on: 13th April 2021
Greg Weirs's avatar
Greg Weirs

Best bank ever

5
Easy to open recommending to every one Reviewed on: 13th April 2021
Silards's avatar
Silards

Excellent service

5
Provide all you could want on a digital bank. Just waiting for a credit card (with rewards!) Reviewed on: 13th April 2021
William Seex's avatar
William Seex

Great Bank

4
Monzo is a great bank. Doing everything via the app is so much easier. Sometimes I forget what it’s like to deal with old style banks but every time I do I realise how great it is to have Monzo. Easy to see transactions in real time Easy to authorise transactions via the app Easy to raise a query via messenger rather than a half hour (or more) wait in a telephone queue. Easy to keep money in separate “pots” And easy to do a lot more! Monzo Bank is just so Easy to use. Reviewed on: 13th April 2021
Kevin Dickinson's avatar
Kevin Dickinson

BEST BANK EVER

5
So easy and logical to use, even my 78 year old parents use the app and find banking with Monzo fun and easy. Reviewed on: 13th April 2021
Anthony Howarth's avatar
Anthony Howarth

Easy banking

5
Love this bank, recommended by a friend, user friendly app and feel in the know about all my money Reviewed on: 13th April 2021
Claire's avatar
Claire

Best bank ever

5
All my family moved too, no fees, quick service, fab app Reviewed on: 13th April 2021
David Chaz Winstone's avatar
David Chaz Winstone

Understand customer needs

5
I love the app. Find it easy to use and I can manage my spending better with the pots and budget facility. They take scams seriously and refunded my money immediately. Reviewed on: 13th April 2021
ruth_hill@hotmail.co.uk's avatar
[email protected]

Top bank

5
Easy to use and transparent transfers and payments .I would highly recommend Monzo Reviewed on: 13th April 2021
Jane turnell's avatar
Jane turnell

Great bank!

5
Great service, great communication and great features Reviewed on: 13th April 2021
Mark's avatar
Mark

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