Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

View other Monzo products

4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Amazing

I love my Monzo account I wish they would open branches aswell as online, if I’ve ever had an issue they have resolved quicker than high street banks do. Reviewed on: 13th April 2021

BRILLIANT BANK

Quick to sort out any issues. A young, happy and dedicated staff on internet and phone. Great bank. Reviewed on: 13th April 2021

Good

Am really satisfied and happy with Monzo Reviewed on: 13th April 2021

Best Bank in the UK

I have been with Monzo since the start and the current account is brilliant the App is of high quality and enables you to save and keep a track of your spending. So glad I moved from the high street. Reviewed on: 13th April 2021

Easy, uncomplicated and well designed

I love using Monzo as my primary bank account because it was relatively easy to set up and the app has a great and intuitive design. You get a great overview and can find anything with a few quick clicks. Depending on how much of a planner you are, you can also set up budgets and limits to help you manage your finance. My favourite feature though are the different pots where you can split your money into different categories. It helps me to save up and put money aside. Last but not least Monzo's customer service is great, I once had a complaint which I handled through Monzo and although the process was a little painful I managed to get my money back. Reviewed on: 13th April 2021

Excellent bank

Best bank I’ve ever used, I’ve used multiple banks over the years, and I love the app interface Reviewed on: 13th April 2021

Monzo makes my life easier

I love my monzo account, it’s easy to use and it makes it easy to keep a track of my money Reviewed on: 13th April 2021

Makes little things in life just that bit easier

I love using Monzo. I like that I can access all/any information easily, payments to other people are super easy, see my spending and get notifications (sometimes good and bad). I've recommeded to family and friends just so we can all be better connected. Reviewed on: 13th April 2021

Easy and intuitive to use

App Always updates instantly showing total available. Reviewed on: 13th April 2021

One word Brilliant.

An amazing bank with amazing features built into the app. Customer service is slower than it used to be a few years ago though. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Bank Account
from HSBC 3.23 from 20 reviews
M Plus account
from Virgin Money 4.15 from 31 reviews
Classic Account
from Bank of Scotland 3.94 from 117 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub