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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Best bank ever!

No hassle. Does what it says. Wish I'd found them earlier! Reviewed on: 13th April 2021

Love what Monzo offers

I love just about everything from Monzo. The mobile app is slick, has lots of great and well thought out features, and is generally miles ahead of most other banks. A few years back, I'd have argued it's hard to get excited about a bank. And yet here I am, loving a bank and recommending Monzo to everyone. Reviewed on: 13th April 2021

An excellent modern Bank

Monzo gets all the basics right when it comes to banking. Making purchases, moving money et cetera is intuitive and quick, and my favourite feature is how easy is is to see how you’ve spent your money over time. Reviewed on: 13th April 2021

Best bank in Britain

This is the best and easiest bank I’ve been with and would highly recommend this bank to others. Reviewed on: 13th April 2021

Best bank ever

So easy to use, set up is great, can have all your bills in one place and spending money separately!! Reviewed on: 13th April 2021

Easy banking

What’s not to like? No fuss banking with powerful budgeting features, with an understanding of the modern customer’s needs. Reviewed on: 13th April 2021

I Always Recommend Monzo

Literally cannot fault Monzo Bank at all - not only is their customer service exceptional, but the innovative products and services on offer as a customer, whether paid for or not, are second to none. For me, no other bank comes close, and they've helped me to get out of debt with their budgeting tools along with the ability to see exactly where my money is at all times! Reviewed on: 13th April 2021

Easy, efficient and fun

I am thrilled I changed to Monzo, the app is efficient and easy to use. The customer service is fast, friendly and efficient... very happy customer! Reviewed on: 13th April 2021

Outstanding

Monzo has an easy to use interface, supportive and responsive customer service and I love that when I get paid, I can see what money I have spare as it shows what is needed for bills. Reviewed on: 13th April 2021

Excellent service

Professional and excellent service with a user friendly app Reviewed on: 13th April 2021

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