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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank and App

5
Always informing me of my balance and when I use my card very helpful Reviewed on: 13th April 2021
Jane's avatar
Jane

Cannot complaints

5
Less stress and easy thanks to Monzo Reviewed on: 13th April 2021
Lyn Williams's avatar
Lyn Williams

Changed my life

5
Monzo couldn't have found me at a better time in life. I've never had savings, or a budget. It hit me when I had an emergency dentist visit and moving flats all into he same month. When I had to put my health aside in one matter to make sure I could afford to have a roof over my head I realised I needed to grow up and do some research. I learned a lot about budgeting and savings and the universe sent monzo to show me in clear view where I was over spending. It also showed me where I could find savings. It enabled me to be aware of my finances in a way that I've never been before. Since I've joined monzo I've been able to save just shy of 20k .. its the most I've had yet and I plan to continue to budget, save and be conscious of my outgoings and income. I'm planning on buying a flat soon and thanks to monzo and my research and dedication I've never felt more secure, confident, mature and able. Reviewed on: 13th April 2021
Shari Solomon's avatar
Shari Solomon

Great

5
Best bank I’ve been with, perfect app. Reviewed on: 13th April 2021
prembuild@yahoo.co.uk's avatar
[email protected]

easy to use, friendly, helpful bank!

5
i really like monzo! the app is easy to use, their customer service is really quick, they just do what i want them to do (which is look after my money and not give me too much too think about). really good. Reviewed on: 13th April 2021
Leonard Grant's avatar
Leonard Grant

Fantastic bank and app

5
Brilliant bank and app. Love that you can put money in different pots. Also when you spend or money goes in your account it tells you straight away. Love it. Reviewed on: 13th April 2021
Melody Karen Reece-Buck Baker's avatar
Melody Karen Reece-Buck Baker

Simple to use and immediate access to information

5
Card Payments show on mobile app as soon as they are made. I like being able to put my own reference on each account item so that I always know what any payment was for. Reviewed on: 13th April 2021
gillclifton@mac.com's avatar
[email protected]

The way banking should be

5
A modern bank built for today’s needs. Monzo is an absolute dream - everything from splitting payments with friends, spending reports, automatic categorisation of payments. Changing your address takes seconds. I will never go back to a high street bank. Reviewed on: 13th April 2021
Chris Houghton's avatar
Chris Houghton

Monzo makes my life better

5
I love Monzo. It's the easiest-to-use mobile banking app I've ever encountered, by a country mile. It makes managing my money effortless. Love it. Reviewed on: 13th April 2021
Emily, Yorkshire's avatar
Emily, Yorkshire

Morosan

5
Very nice very very happy to Monzo Reviewed on: 13th April 2021
Morosan Petru Mihai's avatar
Morosan Petru Mihai

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