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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

amazing bank

5
this bank ticks all the boxes !! I have never used such a great app and every thing else that comes with it Reviewed on: 13th April 2021

Efficient, and very user friendly!

5
Easy to ooen my account. Very straight forward. Card took 24hours to arrive and less than 1 min to activate! Brilliant! Reviewed on: 13th April 2021

Bank of the future!

5
This is how banking sould be like. Slicky app, that allows you to cater to all your banking needs at your schedule. Couldn't be happier! Reviewed on: 13th April 2021

brilliant

5
love this bank account so easy to use and i can get my wages a day early Reviewed on: 13th April 2021

Excellent

5
Never had any problems always very helpful and probably the best banking app Reviewed on: 13th April 2021

The interface is amazing, they have great support through live chat and calls.

5
They care ♥️ They use feedback to build and develop the app. It’s so easy to access and see how I really use my money. Reviewed on: 13th April 2021

Monzo has changed how I manage money

5
I started using Monzo as a pre-paid card, because it really helped to be able to see and control my spending. Since becoming a fully-fledged bank, they've continued to add more features to help give me more visibility and control over my money, without the inconvenience of branches. Their customer service is top-notch, too! Reviewed on: 13th April 2021

So easy to use

5
Brilliant for budgeting and keeping track of spending Reviewed on: 13th April 2021

Smoooth

5
Very easy to use no complications Heavily recommended Reviewed on: 13th April 2021

No hassle everyday banking

5
Great app and features. Top customer service when needed. No fees when using card in other currencies. Reviewed on: 13th April 2021

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