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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Best, quickest, and easiest bank I have ever used

Very fast at transferring money Reviewed on: 13th April 2021

First of its kind

Monzo is by far the easiest and most convenient way for me and my partner to split bills, save for big holidays/events and share a joint account. I really like how it's app based and it's very user friendly. It has helped me categorise and understand my spending habits so I am now better at managing my money as a result. Reviewed on: 13th April 2021

Amazing bank and great customer service

There’s nothing quite like them! Reviewed on: 13th April 2021

A very simple way to bank

Love the aspect of being able to see where I have spent money easily. Reviewed on: 13th April 2021

Great bank with great features

I joined Monzo a couple of years ago and never looked back. I love the pay early feature and the pots system. Reviewed on: 13th April 2021

Great bank

Great srvise and great app easy to manage your money Reviewed on: 13th April 2021

Fantastic banking services

I enjoy the banking services provided by monzo Reviewed on: 13th April 2021

Perfect.

Since being introduced to Monzo I’ve been able to see where my money is going and curb my spending. Which means I’ve managed to save money. Thanks Monzo. Reviewed on: 13th April 2021

Amazing

Best bank, easy to use, secure and fast, would recommend Reviewed on: 13th April 2021

Flexible and easy to understand

It's good for keeping track of spending, separating amounts into different pots helps me to plan and save. Reviewed on: 13th April 2021

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