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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Simple, quick & game changing

5
I really enjoy using Monzo it lets me budge all my spending in a simple straight forward way. Reviewed on: 13th April 2021

Easy, quick, efficient

5
Easy to set up, Easy to use, Easy to understand charges. Quick transaction time. Efficient app and very transparent. Reviewed on: 13th April 2021

They sorted me out

5
Everything is organised and they get back to you immediately. They made everything better and good riddance to being in hold on the phone for ages to ask a simple question. Monzo are tops. Reviewed on: 13th April 2021

Revolutionised my relationship with money.

5
What I spent, where, at a glance. Pots is a game changer. Great stuff. Reviewed on: 13th April 2021

I love monzo

5
I live monzo it’s so easy the customer service is AMAZING and always help me with my problems very promptly. It’s just really good Reviewed on: 13th April 2021

Great bank.

5
Just love Monzo! It's great. User friendly app and different pots help me to budget and organise my money. Reviewed on: 13th April 2021

Simply the best!

5
Monzo is a great bank and breath of fresh air compared to most financial organisations that I've had the misfortune to deal with. The mobile app works brilliantly, it's slick, modern and a joy to use. On the rare occasions I've contacted customer support they've been highly responsive, professional, friendly and have answered my questions and/or resolved the issue swiftly. Highly recommended - banking for the 21st century that others should learn from. Reviewed on: 13th April 2021

Super efficient

5
I adore this bank. It has helped me stay on top my finances and their security is too! Reviewed on: 13th April 2021

Easy of use and does what it need to do perfectly

5
Easy of use and does what it need to do perfectly Reviewed on: 13th April 2021

Fabulous customer service 100% of the time

5
Always helpful , efficient and go the extra mile. I'm left with the sense that the staff really care about the service offered and the customer experience. Always more than satisfied. Reviewed on: 13th April 2021

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