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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Really easy

As the pandemic attacked, I felt that being with Monzo made me ahead of the curve. I mean its all online. Reviewed on: 13th April 2021

Monzo is the Best

My very 1st Bank Account , easy to use for every one..happy customer ! Reviewed on: 13th April 2021

Fantastic customer experience

They listen to their customers and are very far away from a stuffy traditional bank Reviewed on: 13th April 2021

Good

Good and wonderful experience,saving and banking with Monzo,good online customer relations and fast in solving customer challenges Reviewed on: 13th April 2021

Great Bank

Always there to help. Customer service is second to none. Reviewed on: 13th April 2021

Modern, accessible and hassle free

Monzo is a modern bank designed for modern needs. Instant notifications and access make managing money easy and the budgeting features are useful. Reviewed on: 13th April 2021

Brilliant

User friendly. All round great service. Reviewed on: 13th April 2021

Loved their innovation from the beginning

I enjoy banking with Monzo , it is so easy and uncomplicated- never a fuss Reviewed on: 13th April 2021

Best thing I ever did!

I absolutely love Monzo. I’ve been with them for a while now and it’s completely changed my life. I have never felt so in control of my money. I have recommended them to every friend and family member :) Reviewed on: 13th April 2021

Phenomenal

They’re honestly brilliant. I can’t fault their service at all, I’ve never had a problem and they usually surprise me by how good and proactive they are. Reviewed on: 13th April 2021

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