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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Under full

5
Can’t ask for more , amazing service, practical and quick with solutions, never worked with such great bank before, save me lots time and save money the must precious thing, I’ll never change my mind, this is a bank Reviewed on: 13th April 2021

The best bank ever!

5
The bast bank ever! It’s easy to sing up, every time I had a problem they were extremely helpful and fast to resolve. I rightly recommend. Reviewed on: 13th April 2021

Best bank ever

5
I have an excellent experience with monzo. it's been 3 years and I intend to stay much longer Reviewed on: 13th April 2021

Great bank

5
Been really helpful and love the way u get notifications when moneys leaving bank also reminders of dd coming out xx Reviewed on: 13th April 2021

Monzo is my bank I love it

5
I'm using Monzo everyday and I love it Before I decided to choose MONZO I wasn't sure about it and didn't know what to expect but now I have everything and I'm so happy with my MONZO Reviewed on: 13th April 2021

Best bank ever

5
Used monzo as a "spending account" for a year or two. Made the switch to them fully a couple of months ago. Wouldn't look back at all. Reviewed on: 13th April 2021

Great Bank

5
Although the bank is on-line only, I have found it easy to conduct my account. Having access to salary a day earlier is a useful feature. Reviewed on: 13th April 2021

Amazing bank

5
Great app with budgets. Prompt replies when needed. Pots are fantastic Reviewed on: 13th April 2021

Must have

4
Everyone should have a Monzo account Reliable Reviewed on: 13th April 2021

Never any flaws

5
Since opening an account there has been constant updates with new and exciting features, I've made it my current account Reviewed on: 13th April 2021

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