Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19422)

Amazing Bank, Easy to Use

5
Monzo is a great bank, easy to use, easy to transfer to, and has amazing customer service. 100% the best bank I have used in my lifetime. Reviewed on: 13th April 2021

Best online bank

5
I highly recommend this online bank Reviewed on: 13th April 2021

Vote best bank

5
Very good to manage your money and good to talk to customer services and satisfaction on the service Reviewed on: 13th April 2021

Brilliant banking

5
I absolutely love Monzo, I now use it for most of my purchases and bills. Smart and easy banking! Reviewed on: 13th April 2021

Amazing Bank

5
Handy features, easy to use and excellent customer service Reviewed on: 13th April 2021

Monzo bank is very easy to understand and very reliable

5
Monzo bank is one of the most reliable bank that I've used to me is better than the high street banks Reviewed on: 13th April 2021

Best Bank Ever

5
Used Monzo for years it’s much better and easier than the high street Reviewed on: 13th April 2021

Great online banking service

5
Easy to use, ultimate control & view of.accpunts & really helps money management Reviewed on: 13th April 2021

Seamless

5
Banking is a breeze with Monzo. The app is straight forward & easy to use, and is loaded with features. Reviewed on: 13th April 2021

I actually follow budgets now!

5
Monzo has revolutionized the way I see budgeting Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products