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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Such a great bank!

The Monzo current account makes banking very easy and straightforward – none of the issues associated with traditional banks at all! Reviewed on: 13th April 2021

5*

Fantastic bank. Love how it texts me straight away after i’ve spent money Reviewed on: 13th April 2021

never go back to traditional bank.

Cannot fault the features n Monzo. Makes payday an ease with pots and automatic bill sorter. Reviewed on: 13th April 2021

Great app, poor customer service

Had a few times I really needed to talk to someone, no answers on the app chat, and phone lines after on hold for 10min then say , call back later Reviewed on: 13th April 2021

Efficiency at it best

Amazing bank over all, quick and easy setup, bank app incredibly simple but complete, efficient customer service, love it. Reviewed on: 13th April 2021

Easy banking

Very easy banking and the app is very easy to use. Reviewed on: 13th April 2021

Easy to use and excellent customer sert

Easy to set up . Easy to use. Customer service quick to sort out a problem I had accessing my account whilst abroad. The fault was caused by my iPhone but they got it sorted in a few minutes. We’re very helpful Reviewed on: 13th April 2021

Best British bank

I have not had any problems since joining monzo. Any issue they always solve it. They care about people's wellbeing too. Reviewed on: 13th April 2021

Efficient

The most easiest and efficient bank and services I have ever used Reviewed on: 13th April 2021

fast, easy and reliable service

I spend a lot of time in europe and Monzo saves me a lot of money on exchange rates Reviewed on: 13th April 2021

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