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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank

Modern and user friendly. Highly recommend Reviewed on: 13th April 2021

Best bank about

Used every high street bank and had so many problems with them with withdrawing money or using online banking Monzo has everything perfect never had any problems and money has always been safe Reviewed on: 13th April 2021

Top doggy dog

For sizzle the best bizzle bank in the UK no diggity no doubt Reviewed on: 13th April 2021

Banking I Trust

Monzo offers a reliable and joyful banking experience. Reviewed on: 13th April 2021

Game changer!

Monzo brings a breath of fresh air to banking - staff are super helpful add seem to really care! Great, smart service, way better than the other banks! Reviewed on: 13th April 2021

Forward thinking

Monzo is a pleasure to use. Always looking to lead the pack, they're pushing the boundaries on what's possible for a Bank. Super easy to interact with and speedy customer service when needed Reviewed on: 13th April 2021

Best Bank that works internationally

I've been abroad for quite a while now but still Monzo is the bank i most frequently use for transactions! So useful Reviewed on: 13th April 2021

Best Bank

Monzo is the best Banking experience I've ever had and the most simple to set up and easiest to use. Reviewed on: 13th April 2021

It's been the best banking for me above any other

It's helped me so much and had no issues at all its the best...if there was anything at all I'd say the loan and overdraft acceptance could be improved apart from that fantastic!! Reviewed on: 13th April 2021

Simplistic

So easy to use, linear layout and design and makes spending so much easier to monitor. It’s simple nature is present when you’re abroad too, helping you to avoid expensive charges and bad exchange rates. Monzo is revolutionary Reviewed on: 13th April 2021

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