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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great modern bank

What a great bank. I highly recommend Reviewed on: 13th April 2021

Monzo the best bank we I have banked with !

Absolutely fantastic y can’t all banks be like this something wrong u sort it out best bank on line only downside is cheque so I yous metro for that brilliant Monzo pits are fantastic thank you Reviewed on: 13th April 2021

Just Superb.

Would never bank with anyone else. Customer service is brilliant. Features are second to none against other banks of building societies. One word. Superb. Best bank out there. Hand down. Reviewed on: 13th April 2021

Not just great product, but great treatment of customers!

Love that Monzo not only has an amazing product, but their key thing is how they involve their customers and keep them at the heart of their decisions Reviewed on: 13th April 2021

Great easy banking

I love the Monzo app and speed of the updates, a revelation in how I use money, I now have my card on my watch Reviewed on: 13th April 2021

Great bank

I can do everything from the app which works really well and saves me time. The user experience is much better than with other banking apps. Reviewed on: 13th April 2021

The GOAT!

Just the best seamless bank ever. I’ve moved EVERYTHING over to my monzo account. Absolutely the best available Reviewed on: 13th April 2021

Best modern bank

Super easy to use app, great tools for managing budgets and spending. Opening a Monzo joint account with my partner was the best thing we've done for our finances and budgeting. Helped us to save for our wedding! Reviewed on: 13th April 2021

Easy, accessible, amazing.

I love my Monza account. I can pay people in seconds, I receive regular spending updates. I can keep track of when bills and payments are coming out of my account. This has given me more control over my money than I have ever had with any of the main stream banks. I will never use a big bank again. Reviewed on: 13th April 2021

Amazing

Perfect bank to have you can get help when ever you want because it’s 24 hours also the app is so easy to use Reviewed on: 13th April 2021

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