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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

My kids recommended Monzo

I'm 64 so a move from traditional High Street banking didn't sit comfortably with me. I shouldn't have worried one big. The support from and accessibility to the Monzo people has been very reassuring. Reviewed on: 13th April 2021

Simple and accessible

The Monzo account app is simple, fast and perfect for seeing where I am financially. Reviewed on: 13th April 2021

Best and easiest to work with

No issues with app, all is there. No hidden cost, all in one. Easy. Reviewed on: 13th April 2021

Amazing product

Monzo has been the best experience so far for banking. It changed completely what is expected from a current account. Keep up the great work. Reviewed on: 13th April 2021

Very good and easy to use

Straightforward app, everything is easy to access Reviewed on: 13th April 2021

The best bank in the world!

Honestly, it is the best bank in the world! Reviewed on: 13th April 2021

Still the best out there, but slipping in places

By far the best bank out there still. Easy management and control of your banking with no fuss. Unfortunately customer service can be slow to respond and have extremely fragmented conversations in the chat format. That being said, this is still worlds above all the other banks. Reviewed on: 13th April 2021

Best bank ever

Never had any issues or worries. Simple banking the way it should be. Quick chat in app gets any concerns sorted and fast. Who needs a branch!?? Reviewed on: 13th April 2021

Innovative bank

With all the functions it can offer, Monzo is a game changer when it comes to banking. Everything seems so well though and they made the best efforts to make the user experience as easy as possible. Reviewed on: 13th April 2021

Easy, secure and no having struggles

Monzo is so user-friendly! They have great security procedures in place and can sort out pretty much anything from the app help chat! Fantastic! Reviewed on: 13th April 2021

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