Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

View other Monzo products

4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Excellent and easy banking.

The ease and accessibility of looking after my finances using the excellent Monzo app makes banking enjoyable. No more waiting on the phone to speak to them, everything you need is on the end of a message to them. The tools the app provide are simple but very effective. Reviewed on: 13th April 2021

Just works - no hassle & friendly

I’ve been with them for a few years now and have a premium and joint account as well as savings. Simple, no hassle, just works and on the one time I needed help the support chat was friendly and not patronising. Would recommend. Reviewed on: 13th April 2021

Brilliant Bank Review

Always helps and great way to bank! Reviewed on: 13th April 2021

My First & Favourite British Bank

I immigrated a couple of years ago and made Monzo card and have been using it since then. I opened several accounts from other major banks, but still Monzo is my favourite. I can deal with everything on my app and chat to them. Their customer service is fantastic!☆☆☆ Reviewed on: 13th April 2021

Easy to use and perfect for everyday banking!

I've been with monzo for just over a year and can honestly day I've been very impressed with the banking experience I've received! The app is very easy to use and great for keeping a track on my day to day spending! Couldn't recommend monzo highly enough! Reviewed on: 13th April 2021

Excellent Bank

Monzo just makes my life so easy! It has so many options and easily records all my transactions. Monzo is just an excellent bank! Reviewed on: 13th April 2021

Friendly, great tech, helps me manage my cashflow

Love Monzo, it’s set up for modern banking as I do it all on my phone. So easy, clear and I now manage my cashflow much better Reviewed on: 13th April 2021

Excellent

Excellent all round bank. Great app and customer service Reviewed on: 13th April 2021

Trustworthy and reliable.

Excellent up to date information regarding expenditure, no fraud issues. Any queries dealt with promptly and efficiently. Reviewed on: 13th April 2021

So Much Better than the big banks

Monzo bank makes it so easy to deal with your finances, the app is a breeze to use and it has to be the best thing I ever did for my financial well being Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from thinkmoney 2.97 from 72 reviews
Current account
from Halifax 4.19 from 970 reviews
Classic Account
from Lloyds Bank 4.03 from 783 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub