Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Very good bank

Easy to use, international,great customer service Reviewed on: 13th April 2021

International travel

I like Monzo can be used internationally with no additional charge (as long as within limits, hope limits can be increased) Reviewed on: 13th April 2021

A Bank for the twenty first century.

I was pleasantly surprise by the intuitive interface and the way it help me keep on top of my spending, There service is superior to any of the established bank. Reviewed on: 13th April 2021

Unbelievable

Never any issues All the tools without any issues Reviewed on: 13th April 2021

Easy to use, great customer services and all in general making banking fun

Very easy to use the app also great for budgeting. Reviewed on: 13th April 2021

Outstanding

The only bank not to have any trouble with. Easy banking all the way ☺ Reviewed on: 13th April 2021

21st century banking

Access to support 24/7, no banking jargon, great for budgeting, easy to save and SO user friendly. Reviewed on: 13th April 2021

Very good easy to understand banking

This is simple app banking which is easy and simple to use. I have saved so much more money since having a Monzo account because I can see every penny in different pots instead of opening 3 or 4 bank accounts. Reviewed on: 13th April 2021

Best bank!

Very modern, agile and customer focused. Reviewed on: 13th April 2021

The most accessible bank

Was fast and easy to onboard. Great visibility into the state of the account. Masterful technological support of all that. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account (discontinued)
from M&S Bank - Marks and Spencer 3.25 from 156 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews
Select Platinum Current Account
from RBS 3.41 from 42 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub