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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Love the app, feel more in control with Monzo!

5
Slowly getting my finances back on track, Monzo has a great app that I know will benefit me once I’ve got myself out of debt so I have spare money!! Reviewed on: 13th April 2021
Nic Baldwin's avatar
Nic Baldwin

Best bank ever

5
Everything is just so easy. Customer service just message you back on the app, transactions show straight away and I love being able to leave my own notes and receipts on transactions Reviewed on: 13th April 2021
Sarah's avatar
Sarah

Monzo is great

5
Monzo offers a comprehensive and trouble free user experience and has the necessary security procedures so that I am always comfortable that my money is 100% secure. Customer service is alway accessible, swift and helpful and has never failed to resolve my queries at the time of bringing them to Monzo's attention. Reviewed on: 13th April 2021
Wade's avatar
Wade

Super user friendly and helpful

5
Very helpful customer service and easy to get answers to your questions. The app is so easy to use and it's great being able to use your card abroad. Reviewed on: 13th April 2021
Rachel's avatar
Rachel

Most user friendly bank I've used

5
Without a doubt the first bank I'd recommend all my friends and family to use when they talk about how frustrated they are with their current banks Reviewed on: 13th April 2021
Mark O'Sullivan's avatar
Mark O'Sullivan

Amazing.

5
Always new features before you even realise you need them. Great service, great products, it just works and works well Reviewed on: 13th April 2021
Kaspian Oaken's avatar
Kaspian Oaken

The best!!

5
The app is so simple to use and is very good. Customer service is great and very fast. On the very rare instance I've had a query it was dealt with super quick Reviewed on: 13th April 2021
Ash's avatar
Ash

Total confidence in the service provided.

5
Reliable, secure, convenient and efficient. Reviewed on: 13th April 2021
Peter Stimpson's avatar
Peter Stimpson

Best bank ever

5
This is the best bank and the app is so easy to use and navigate, it takes out all the stress of trying to keep in top of your finances especially with being able to open different pots and lock them Reviewed on: 13th April 2021
Suzi Crossley-Dixon's avatar
Suzi Crossley-Dixon

awesome

5
Great experience always there to help get paid early every month great bank Reviewed on: 13th April 2021
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