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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Decent

Always go the extra mile, easy to get hold of. They treat you like someone important Reviewed on: 13th April 2021

Great

Great bank and service !!! Love them Reviewed on: 13th April 2021

Best bank in the Uk

User interface is the best out there. Reviewed on: 13th April 2021

No nonsense user friendly banking

Easy user interface, great customer support. Perfectly set up to match my current financial goals. Just so easy and stress free. My fav bank by far! Reviewed on: 13th April 2021

Best

Never had a problem with Monzo some is always there for you Reviewed on: 13th April 2021

Efficient Effective Epically-Simple

As an early adopter of the service during its Beta mode and then a full user as a bank account I have loved seeing the growth in features and design. It has been reliable and simple for my needs. Also makes sending and receiving funds easier than most other banks. Thank you Monzo! Reviewed on: 13th April 2021

Smashing bank

Ordered, clear, helpful and so switched on. I have been able to take complete control of my finances and get out out a pickle with their help Reviewed on: 13th April 2021

Simple and illuminating

We got exactly what we wanted. A way to manage our that didn’t require an overdraft or dealing with unexpected bills. We have nearly a dozen pots for bills, pocket money, fun and savings goals. It’s so simple - I would never go back to a bank that couldn’t offer this ability to organise my money as I choose Reviewed on: 13th April 2021

Best bank EVER

My friends think I work for Monzo because I won't shut up about it. Loyal customer for 4 years and couldn't be happier. It's SO EASY to bank with them, I can never go back! Reviewed on: 13th April 2021

So easy!

Always been incredibly easy to deal with, never any cause for complaint. Most of all the control and ability to manage my money is superb and completely changed my spending habits to enable me to be better off. Reviewed on: 13th April 2021

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