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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use, 1 year and zero problems

I have been with Monzo Bank for just over 1 year, I have had no problems with them and have found banking simpler and saving easier than any other bank I have been with, even for international payments and receipts. Cheap and good interest earned. Reviewed on: 13th April 2021

Easy banking

I find using monzo so easy, you can make payments, have saving pots and all done on phone or tablet. You know exactly what you are spending i would recommend monzo highly to everyone Reviewed on: 13th April 2021

Superb

Excellent service ever, great bank to bank with Reviewed on: 13th April 2021

Like

Quick and helpful service. Just need more cash options. Reviewed on: 13th April 2021

Great Bank. Great Services.

Monzo is amazing. They have always solved any problem I have had really quickly and their app is amazing! Reviewed on: 13th April 2021

Quick and easy to use

My sons introduced me to Monzo and I have never looked back. Easy to use and understand. Very happy with Monzo Reviewed on: 13th April 2021

Eri nays

Veri gut exzperyens tenks for monzo Reviewed on: 13th April 2021

Great service, without complications!

Easy, customer focused service, without unnecessary complications. Just what banking should be! Reviewed on: 13th April 2021

Brilliant technology, incredibly response people, superb service.

I have been using Monzo for about 2 years now. I have 6 other bank accounts and have to say that far and away Monzo is the easiest and best to use and their support facility is excellent. Reviewed on: 13th April 2021

Monzo is the best

I'm happy with the Monzo, everytime I have a problem they help me. I think Monzo is the best Reviewed on: 13th April 2021

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