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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank

Monzo is simple, convenient, and provides features one could only dream of with old—school providers. Reviewed on: 13th April 2021

Awesome

They've completely changed banking; Reviewed on: 13th April 2021

-

Have had a current account with them for a couple years and it's very easy to use. Reviewed on: 13th April 2021

I regularly refer friends

Big banks are so complicated, slow and frustrating. Monzo knows it’s consumer base, is easy to use and you always know how to contact someone if you need it Reviewed on: 13th April 2021

The ultimate bank

Monzo provides the best banking service of the four countries I have lived in. Their app and customer service are fantastic. Everything is simple and straightforward. They have designed the banking experience based on the customer rather than on antiquated big bank systems. Reviewed on: 13th April 2021

Best decision I made

Since joining Monzo years ago I wouldn’t go with any other bank. Reviewed on: 13th April 2021

Good experience

It is amazing how I transact with my monzo account it is very efficient Reviewed on: 13th April 2021

Everyday Banking at its finest

What’s not to love about this bank?! They even let me get paid early. I love Monzo Bank Reviewed on: 13th April 2021

This account will totally change your money management

I'd been banking with Co-op, Nat West and Barclays for several years. I am admittedly hopeless with money and traditional high street banks almost seem to want you to fail. I'd constantly forget payments were coming out and go overdrawn or have payments bounce. I was always having to pay bank charges and my financial management was chaos. I opened an account with Monzo which was super easy and straight forward and after 2 months I went "full monzo" and have never looked back. These guys get it - money management is now straight forward. I never miss a payment, I don't go overdrawn and I know exactly how much money I've got all the time. I wish I'd done it years ago. Monzo leave their high street competitors IN THE DUST! Reviewed on: 13th April 2021

Very good.

This is the best bank in the uk . Reviewed on: 13th April 2021

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