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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

fast, easy and reliable service

I spend a lot of time in europe and Monzo saves me a lot of money on exchange rates Reviewed on: 13th April 2021

Fantastic Customer service

I have been very happy with the service and features that Monzo provide, I highly recommend them. Reviewed on: 13th April 2021

Best bank I have ever had

Monzo is great on every aspects! Best benefit is they excellent exchange rate and absence of fees for international transactions, including allowance for withdrawing abroad. Their app and notification system is fantastic and it makes it super easy to be on top of your finances. Their customer service is the best, easy and quick to contact via the app, always friendly and helpful. Reviewed on: 13th April 2021

Great bank

So much better than my normal bank Reviewed on: 13th April 2021

Very good bank

Very happy with service good bank with a good app Reviewed on: 13th April 2021

The best in the world

Well it’s so the best bank I have ever been with it has plots u get paid earlier than normal banks it’s so good Reviewed on: 13th April 2021

Most of my friends bank with Monzo too

Monzo has been the best of all banks i have ever banked with Reviewed on: 13th April 2021

Banking as it should be done

There are no wrinkles in the Monzo experience - all the annoying things that other banks do, Monzo don't! My favourite thing is authentication - while other banks put in a lot of unhelpful hoops to logging into their apps or websites, Monzo has it just right. It's much quicker to do things than it would be with others. Reviewed on: 13th April 2021

Best account 10/10

Never had a current account this good. All features are streamline and easy to navigate. Customer service answer the chat quick and fix problems with ease. Would recommend Reviewed on: 13th April 2021

Best app and quick response

The app is amazing and really helps budgeting. When I’ve needed to chat with someone it’s always been quick and easy. Reviewed on: 13th April 2021

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