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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Will be switching

If it weren't for the fact I'm applying for a mortgage this year I'd have switched, super modern, everything automated, no charges to send cash to travelling kids overseas, winwin Reviewed on: 13th April 2021

My kids recommended Monzo

I'm 64 so a move from traditional High Street banking didn't sit comfortably with me. I shouldn't have worried one big. The support from and accessibility to the Monzo people has been very reassuring. Reviewed on: 13th April 2021

Simple and accessible

The Monzo account app is simple, fast and perfect for seeing where I am financially. Reviewed on: 13th April 2021

Best and easiest to work with

No issues with app, all is there. No hidden cost, all in one. Easy. Reviewed on: 13th April 2021

Amazing product

Monzo has been the best experience so far for banking. It changed completely what is expected from a current account. Keep up the great work. Reviewed on: 13th April 2021

Very good and easy to use

Straightforward app, everything is easy to access Reviewed on: 13th April 2021

The best bank in the world!

Honestly, it is the best bank in the world! Reviewed on: 13th April 2021

Still the best out there, but slipping in places

By far the best bank out there still. Easy management and control of your banking with no fuss. Unfortunately customer service can be slow to respond and have extremely fragmented conversations in the chat format. That being said, this is still worlds above all the other banks. Reviewed on: 13th April 2021

Best bank ever

Never had any issues or worries. Simple banking the way it should be. Quick chat in app gets any concerns sorted and fast. Who needs a branch!?? Reviewed on: 13th April 2021

Innovative bank

With all the functions it can offer, Monzo is a game changer when it comes to banking. Everything seems so well though and they made the best efforts to make the user experience as easy as possible. Reviewed on: 13th April 2021

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