Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,202 reviews, last reviewed 25th May 2025
230% increase in 5 star reviews
in the past 90 days
117% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo remain the leading bank in the UK. Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Read more Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17202)

Excellent Bank

5
I was unsure about monzo as it isn’t so popular. But it is so easy to use and has so much useful information. Would highly recommend. Reviewed on: 13th April 2021

Best bank ever would highly reccomend and have already done so..

5
Everytime you spend it pings you how much where etc. If some one pays you it pings you, you can transfer money easily it's simple but awesome banking like it should be, save money without thinking about with the pots round up your shopping to the nearest pound and puts it in your pot i would reccomend anyone opening an account with monzo. Reviewed on: 13th April 2021

Amazing

5
Great customer service, modern design, overall brilliant! Reviewed on: 13th April 2021

Easy!

5
Using Monzo is just so easy and convenient Reviewed on: 13th April 2021

Amazing

5
I absolutely love Monzo, I recommend it to absolutely everyone who will listen. I love the early pay day, I love the design, I love the money pots, I love how comforting and helpful the staff are. It's definitely my favourite bank. Reviewed on: 13th April 2021

No other bank better

5
I have 3 high street banks and monzo is the most frequent and only bank which guaranteed me high over draft limits at cheaper daily fees. Always have customer support to help with anything thanks monzo . Reviewed on: 13th April 2021

Amazing every time!

5
Not only does this bank show others in the high street how it should be done with their app and the way they display finances but every time I have contacted them about a whole range of different things they have been quick, helpful and given amazing customer service! I would recommend them to everyone who cares about how they spend their money and wanting control over their finances. Reviewed on: 13th April 2021

Absolutely Brilliant

5
Crazy to think that I love a bank, but nothing compares to Monzo. Everything just works well, not having pending transactions is a dream, and notifications really make it magic. Reviewed on: 13th April 2021

Great bank

5
Love it and would recommend to others Reviewed on: 13th April 2021

Great App

5
App is easy and fun to use. Customer support top notch as well. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products