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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy, secure and no having struggles

Monzo is so user-friendly! They have great security procedures in place and can sort out pretty much anything from the app help chat! Fantastic! Reviewed on: 13th April 2021

Excellent and easy banking.

The ease and accessibility of looking after my finances using the excellent Monzo app makes banking enjoyable. No more waiting on the phone to speak to them, everything you need is on the end of a message to them. The tools the app provide are simple but very effective. Reviewed on: 13th April 2021

Just works - no hassle & friendly

I’ve been with them for a few years now and have a premium and joint account as well as savings. Simple, no hassle, just works and on the one time I needed help the support chat was friendly and not patronising. Would recommend. Reviewed on: 13th April 2021

Brilliant Bank Review

Always helps and great way to bank! Reviewed on: 13th April 2021

My First & Favourite British Bank

I immigrated a couple of years ago and made Monzo card and have been using it since then. I opened several accounts from other major banks, but still Monzo is my favourite. I can deal with everything on my app and chat to them. Their customer service is fantastic!☆☆☆ Reviewed on: 13th April 2021

Easy to use and perfect for everyday banking!

I've been with monzo for just over a year and can honestly day I've been very impressed with the banking experience I've received! The app is very easy to use and great for keeping a track on my day to day spending! Couldn't recommend monzo highly enough! Reviewed on: 13th April 2021

Excellent Bank

Monzo just makes my life so easy! It has so many options and easily records all my transactions. Monzo is just an excellent bank! Reviewed on: 13th April 2021

Friendly, great tech, helps me manage my cashflow

Love Monzo, it’s set up for modern banking as I do it all on my phone. So easy, clear and I now manage my cashflow much better Reviewed on: 13th April 2021

Excellent

Excellent all round bank. Great app and customer service Reviewed on: 13th April 2021

Trustworthy and reliable.

Excellent up to date information regarding expenditure, no fraud issues. Any queries dealt with promptly and efficiently. Reviewed on: 13th April 2021

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