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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

So Much Better than the big banks

Monzo bank makes it so easy to deal with your finances, the app is a breeze to use and it has to be the best thing I ever did for my financial well being Reviewed on: 13th April 2021

Savings

Great easy app to use , brilliant way to save on different cards Reviewed on: 13th April 2021

Easy and Simple

Easy and simple banking! Very transparent! People who have issues with Monzo bank are simple those people who are up to no good! Reviewed on: 13th April 2021

Just so easy!

Fantastic App, easy to view all transactions, helpful with queries, can't fault. Reviewed on: 13th April 2021

Amazing

Amazing customer support and fully modernised digital banking app with a host of features which go outside of the normal banking space. Reviewed on: 13th April 2021

Britain's Best Bank

Monzo is straightforward and has no clutter whatsoever so it's very simple to accurately and securely track my spending across many different categories. They offer great savings accounts options too, which is great for people of all ages and acts as a small investment. Reviewed on: 13th April 2021

The debit account needed for this era

I have been with santander for 16 years and monzo for just over a year, in this time Monzo has beat Santander on the banking debit service they provide. By giving real time information on funds, instant debits, seamless money transfer in seconds, actual detail on who what when came out of your account. Can't fault this new gen app/banking company! Reviewed on: 13th April 2021

Monzo

I enjoy how every thing is right there for me and most of the features, like getting payed early Reviewed on: 13th April 2021

Definitely the Best Bank Ever

Since the first day I fall in love. Easy to use, smart, intuitive and so organised. The best to travel as well, savings. The only downside is that there is not a Monzo Bank in every country !!!! Reviewed on: 13th April 2021

Super convenient & trustful bank

Love the possibility to use it overseas with no hidden/extra costs Reviewed on: 13th April 2021

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