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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Monzo is a great Bank of England and Wales no problem with it Easy and, well coming, access is quick

She u did not have an account in uk ..Monzo Bank there for me ,just on my phone I got accesss and boom I had an account...to which iam very greatful,within few day I had my checking account .Thumbs to to Monzo Bank Reviewed on: 13th April 2021

Amazing

Love monzo and the features, better than high street banks Reviewed on: 13th April 2021

The model for all banks to follow

Flawless service, knowledgeable and friendly staff, seamless app, can't love without my Monzo. Thank you for being the best bank account I've got! Reviewed on: 13th April 2021

Smashing bank and great app

This bank does it all about 10 times better than any other bank. Reviewed on: 13th April 2021

Best bank I have used!

Easy and hassle fee banking. So many perks to being a Monzo customer including being paid a day earlier!! Great staff too. Reviewed on: 13th April 2021

The best British bank period.

No hassle, no shady dealings, no problem. The best bank ever. I highly recommend Reviewed on: 13th April 2021

Best customer service

They respond to your queries abs act accordingly Reviewed on: 13th April 2021

Monzo makes banking a joy

If only all banks made managing money this simple. Monzo is a joy to use. Reviewed on: 13th April 2021

Modern bank with a great support team

Despite Monzo being an app only bank and fairly new to the scene, I have had better service from Monzo than I have with other traditional banks. Their support has been outstanding and the optional additional services they provide are similarly priced to other competitors and have been a great use to me. I have been using their Monzo premium service and their credit score checker and phone insurance have been a great use to me. Claiming on the insurance was a breeze when I cracked the glass on my phone's camera. They are using a third party to perform the repairs and my phone was repaired good as new. Recently they've added the ability to see accounts from other banks which means the Monzo app is now my one stop shop for checking both my account and my credit card from another bank. Their service gives immediate notifications when money is taken from your Monzo account and their ability to freeze and unfreeze cards immediately give me the piece of mind that my money is safe. My one and only real criticism is that I would love to see Monzo bring out a web app so that I don't need to charge my phone to view my account or in the event of my phone being broken or stolen. Apart from that I'm extremely happy with the service Monzo has provided and I'd recommend people to consider them when looking for a new bank. Reviewed on: 13th April 2021

The user experience is seamless

Not only is the app easy to use, the communications are spot on and their customer service is incredibly efficient. Reviewed on: 13th April 2021

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