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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Changed how we bank

You know exactly where you are financially incoming and outgoing expenditure is notified on your smart phone instantaneously. Searching for transactions is also super easy. Bill splits and tabs also make the experience excellent. Reviewed on: 13th April 2021

Great Overall Bank

I use this bank as my main bank and have never had a problem with anything to do with the bank! If I ever have any queries or problems I simply contact the customer support and get a quick and robust response to sort out all my problems. Reviewed on: 13th April 2021

The best bank EVER

Monzo are amazing! Salary paid a day early, lots of benefits on Monzo Plus, Very good customer service... managed to get a letter sent to me as a pdf within minutes where conventional bank would need me in branch or take weeks! Reviewed on: 13th April 2021

Bank that makes life easier

I’ve had a great experience whilst banking with Monzo. Modern banking for modern times. Reviewed on: 13th April 2021

Unreal !

Amazing service and tools to manage my money. App is actually fun to use ! Reviewed on: 13th April 2021

Super easy banking

Very easy to use and the app is very useful Reviewed on: 13th April 2021

Best British Bank

Excellent, fast and reliable customer service Reviewed on: 13th April 2021

Excellent banking experience

Great banking experience, so happy I switched, really can't fault it! Reviewed on: 13th April 2021

Great bank

Was the best thing I ever did joining Monzo to really sort out my finances, my husband and so are both card holders now Reviewed on: 13th April 2021

Monzo Bank Services

Excellent bank service. Phone application, does everything simply & without fuss Reviewed on: 13th April 2021

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