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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Good bank

Fast updates, convenient banking Reviewed on: 13th April 2021

Reliable and easy to use

Complete control of your money. Simple to use and understand. Reviewed on: 13th April 2021

Banking 3.0

Easy to use , plenty of cool features, slipt payments, request/receive money and great customer service. Reviewed on: 13th April 2021

So easy

Easy and satisfying. The app makes it so easy to do all your everyday banking and to keep an eye on what goes where. I would never go back to a tradition bank. Reviewed on: 13th April 2021

Awesome Monzo

Any problems dealt with super quick. Very kind and professional staff. Thank you Reviewed on: 13th April 2021

Great app

Great app (‘pots’ in the current account are a lifesaver) and customer support. You get the impression with Monzo that they put customers at the forefront of everything they do. Reviewed on: 13th April 2021

Easy to use and transparent.

I have been using Monzo for 2-3 years now and has been delighted by the service provided by Monzo. The ease of use of the App and the transparency it provides makes managing my expenses a breeze. Competitors have had to up their ante to match Monzo's features which in itself is a tribute to Monzo's success. Highly recommended. Reviewed on: 13th April 2021

What a Bank should be like

Only good experiences with this Bank Would recommend it to anyone Reviewed on: 13th April 2021

Great bank

So easy to use and quick to respond Reviewed on: 13th April 2021

Great experience

Is easy to use and love it! It makes my days pink. Reviewed on: 13th April 2021

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