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Monzo: Current Account reviews

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4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Love Monzo

5
Being able to put money into lots helps with budgeting each month, plus notifications of transactions is great. Getting others to pay you is so easy and no need to give bank details with monzo me link. Virtual card payment online gives reassurance that payments are more secure. Customer service is always helpful. Plus I get interest on my balance which is more than a savings account. Reviewed on: 13th April 2021
Mrs-U's avatar
Mrs-U

Amazing bank

5
I love mozno so much! CS is outstanding and always easy to deal with. I have been so good with saving since joining monzo Reviewed on: 13th April 2021
kayleigh's avatar
kayleigh

Helpful and efficient

5
Monzo has helped me numerous times with overdraft/debt issues, they go above and beyond to make sure they are being helpful and efficient. I have never had any security issues for the 3 years I have used Monzo. The perks of travel are also unforgettable!! They make sure you have the best conversion rate possible and you can use Monzo anywhere! Reviewed on: 13th April 2021
Kayleigh Moye's avatar
Kayleigh Moye

Banking made easy

5
Monzo have made banking easy. The app is intuitive and has helped us get back in control of our finances Reviewed on: 13th April 2021
Brad Cook's avatar
Brad Cook

The Challenger Bank

5
I moved to Monzo 2 years ago and have never had an issue, the app is very intuitive, makes managing money simple and really has changed the way I view my money! Reviewed on: 13th April 2021
Bronte Rice's avatar
Bronte Rice

Banking made easy

5
Having been with both Abbey National and HSBC, Monzo had proved to be the best British bank by a long shot. From the excellent app to the great customer service, in my eyes they have revolutionised banking. I have recommended them to many friends who still use them and as an Investor I believe they are worth their weight in gold. Reviewed on: 13th April 2021
Tom 's avatar
Tom

Thank you Monzo

5
The greatest experience ever, in every single aspect of what a bank means Reviewed on: 13th April 2021
Carolina Vega Loberas 's avatar
Carolina Vega Loberas

The Bank of Excellence.

5
Effecient, Effective and Innovative. Reviewed on: 13th April 2021
Adesoji Majekodunmi's avatar
Adesoji Majekodunmi

Perfect!

5
Smart features make it so much easier than high street banks to see how I use my money, make transfers, make savings and be prepared for any charges. Reviewed on: 13th April 2021
Roz Stoughton's avatar
Roz Stoughton

Excellent current account service

5
Can't fault them. All round great service. Reviewed on: 13th April 2021
nikdam's avatar
nikdam

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