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Monzo: Current account reviews

4.93
Based on 19,252 reviews, last reviewed 11th Apr 2026
98900% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026
David's avatar
David

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19252)

Brilliant for budgeting

5
Monzo tells you how much money you have left after all planned payments that go out in a given month, so it's much easier to stay on top of your spending. You can also create saving pots and set automatic payments into them - I have a Christmas fund and a car repairs fund, for example, so whenever I need to spend money on either, I just take what I need from the pot. It's all brilliant. The app is super easy to use as well, and you can do things (like change of address) within the app that with some other banks you still need to do in a branch... Highly recommended. Reviewed on: 13th April 2021

Easy to use and efficient.

5
I know exactly where I am with Monzo. Easy to send and receive payments; clarity of information; support on instant help is very good and most things are resolved immediately. Friendly customer service with a sense of humour. I love the concept of this bank. Reviewed on: 13th April 2021

Best bank

5
Best bank I’ve used. Has helped me to get on top of my finances. Reviewed on: 13th April 2021

Best bank

5
Maravilhoso gosto muito desse bank Reviewed on: 13th April 2021

Easy, hassle free banking

5
Great banking app, great customer service, hassle free, easy to use! Reviewed on: 13th April 2021

Best bank bar none!

5
Monzo are such a great bank, easy to use, always improving and so quick and efficient in sorting any problem out! Reviewed on: 13th April 2021

Good bank fast and reliable

5
Good bank fast with replies and always help with any query within mins Reviewed on: 13th April 2021

Best bank ever

5
A bank that genuinely understands its customers. Perfect! Reviewed on: 13th April 2021

Pots make it so easy to budget

5
Amazing bank! So glad I joined up. The pots work so well. I’ve never managed to save before and was useless at budgeting, but this bank has been a life changer! Reviewed on: 13th April 2021

Love this bank

5
They make banking so easy, but at the same time how I manage and use my money has improved dramatically since joining Monzo. Reviewed on: 13th April 2021

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