Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Just Great

Seamless banking, great benefits (especially foreign currency) and wonderful to deal with if you do have a problem, all rolled up in an easy to use app. Reviewed on: 13th April 2021

handy Monzo

my review of a Monzo card, just find it handy to use Reviewed on: 13th April 2021

Easiest Bank you will ever come across

Simple and easy to use bank. Keeps you up to date on transactions. Instant notifications on payments coming in and out. Easy to use app with all the information you would need. Reviewed on: 13th April 2021

Effortless banking.

Simplicity personified. Joy to use. Reviewed on: 13th April 2021

Great bank, never any issues

Been with Monzo for a good while now, really enjoyed the simplicity and understanding of the bank. Wouldn’t change again. Reviewed on: 13th April 2021

Convenient

Very convenient way of managing my finances and making payments to business and friends. Quick service including card replacement Reviewed on: 13th April 2021

Never had any problems

Always helpful and friendly whenever ive had a problem they have helped as much as they could. Reviewed on: 13th April 2021

Still the best user experience

I have accounts with most of the digital only neo banks but monzo remains the only one I use daily. They have put customers first from the start and it shows. I recommend them to people regularly. Reviewed on: 13th April 2021

Best Banking app ever

Whenever i had a problem,,the Monzo Team has allways promptly answered and came up with a solution for my problems imediatelly! Thank You Monzoooooo!!! Reviewed on: 13th April 2021

Perfect Bank

Monzo is changing life in Britain. Best Bank ever Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews
Platinum Added Value Account
from Lloyds Bank 3.96 from 47 reviews
Current account
from Cater Allen 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub