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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank

I couldn't go back to 'normal' banking Reviewed on: 13th April 2021

Great service

Love monzo, can have different accounts for savings, holidays etc always let's you know when you have spent money Reviewed on: 13th April 2021

Amazing

Simply the best. Wonderful interface Reviewed on: 13th April 2021

Best bank ever!

Absolutely love the features. Best bank I've ever had Reviewed on: 13th April 2021

The best bank I ever have

Is 24 hours service and it gives you many benefits Reviewed on: 13th April 2021

Magnificent monzo!!

Monzo is the easiest bank to access and use.. Its professional but friendly.. BRAVO MONZO! Reviewed on: 13th April 2021

A* Recommended

Absolutely amazing bank. Have been with them for over 4 years now and have never had a problem with them at all Reviewed on: 13th April 2021

Easy, simple and modern banking

Monzo are a pleasure to bank with. Although they do not have any physical branches, their app and modern approach has shaken up the banking industry; it has shown the old and well-established banks (who have become complacent) how modern banking should be done! Reviewed on: 13th April 2021

Fast, accurate and secure banking.

Great banking facilities and excellent, speedy customer service. Reviewed on: 13th April 2021

Excellent best experience in banking

Where do I start? Absolutely seamless in every way a bank that cares and gives people the most effective way to manage money! Reviewed on: 13th April 2021

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