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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17223 reviews)

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4.92

Based on 17,223 reviews, last reviewed 10th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

85% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

A bank account that puts you in control

Monzo has empowered me to take control like never before with my finances. Budgeting is so easy and now I can even connect my other accounts to help me budget too. Reviewed on: 13th April 2021

Amazing control over my koney

I love Monzo .. it’s just so simple to use and makes it easy to manage my money. Reviewed on: 13th April 2021

Just fantastic

Smooth UI, great customer service. Doing things that other banks should’ve been doing years ago Reviewed on: 13th April 2021

Better than the rest!

I’ve always been annoyed by how convoluted and stagnant big banks have been. I’ve been with NatWest, First Direct, Halifax and Barclays. All have been pretty set in their ways and slow to adapt to modern technology and rarely take advantage of it. I’ve also tried revolut, starling and atom and found them to all have to pros and cons. For me, Monzo has the best balance of features and services. They are quick to respond to customer service requests and proactively look after their customers best interests. They continue to grow and improve and genuinely listen to customer feature requests. They are largely transparent with their operations, financial and ethical approach. All in all I enjoy banking with Monzo and have recommended them to many of my friends who fully agree the experience is second to none! Reviewed on: 13th April 2021

A 21st century bank

Monzi is everything the high-street bank isn't but should be. Instant notifications and easy budget view is great but the pots have really taken the gold for me this year when saving for different things from holidays to a flat, it's made it so much easier to be able to customise and visualise these goals. Paying bills from pots is also ideal as you can easily keep your spending money and bill money separate! 11/10 for Monzo. Reviewed on: 13th April 2021

Very poor and no consideration for costomers

Would not recommend them to anyone, don't care about their customers Reviewed on: 13th April 2021

Monzo are smashing

My account was easy to set up and understand. Features help me stay on top of my outgoings and to budget for the month and save for the future. Help and support over potential fraud cases have been great and when ive needed a replacement card it has arrived swiftly. Can't fault this bank. They have helped me learn how to use my finances by giving me the tools to stay in control. Reviewed on: 13th April 2021

Amazing!

This bank has been superb since day 1! Truly the future of banking! Reviewed on: 13th April 2021

Great!

Great bank, transfer easy to understand app and procedures. Opportunities for insurance and joint accounts too. Would recommend. Reviewed on: 13th April 2021

Real-time banking

The thing that drew me to Monzo was getting instant feedback on what was happening with my money. My previous bank was still lagging behind in keeping transactions up to date and then Monzo appeared with instantaneous updates. Since then they've been adding excellent new features while the more established banks struggle to catch up. Reviewed on: 13th April 2021

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