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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best bank in the world

Initiative, flexible and ideal for everything I need Reviewed on: 13th April 2021

Every aspect covered

This bank makes things so easy! Saving pots, withdrawing abroad and the in app help chat. Everything you need especially in 2021 Reviewed on: 13th April 2021

Best Banking experience ever.

Monzo makes banking so much easier than any other bank I have used. Reviewed on: 13th April 2021

Best Bank I've ever had!

So switched from old school banks to Monzo in 2019 and never regreted it! Its so easy to use, it gives me all information I need and support has been great. Always steller customer service and I feel in control of my finances Reviewed on: 13th April 2021

Best bank ever

A truly game changing experience. After years of old.style banking Monzo is a revelation. Providing features to help budget and save that are above and beyond any other bank. Help and support is first rate as well. Reviewed on: 13th April 2021

A fantastic company and app

Monzo has been a joy to use from day one. They listen to their customers and ensure the app is both simple and pleasurable to use. I could recommend them high enough. Reviewed on: 13th April 2021

Absolute ease

So easy to bank with Monzo. Transparency, customisation, quality customer service. Reviewed on: 13th April 2021

Best Ever

Best bank I have ever used. Easy to use, great services. Reviewed on: 13th April 2021

Best user experience!

Simply much better experience overall than any "old" banks. I hope Monzo gets bigger and more mainstream. Reviewed on: 13th April 2021

Best bank out there

Monzo makes everything simple - the app is easy to use, the functionality is great (from ability to instantly freeze your card to sending money abroad). What stands out above and beyond though is customer service - the team is responsive and super helpful. Any issues are resolved quickly and processes that require extra security (e.g. transferring larger sums of money) are simple and easy to follow. I've recently had such great experience that I'm looking to fully move to Monzo as my main bank - away from a traditional bank that's painful to get anything sorted with. Reviewed on: 13th April 2021

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