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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Best bank every

Best bank ever fantastic customer service Reviewed on: 13th April 2021

Amazing

Very comfortable and quick customer service Reviewed on: 13th April 2021

Best banking app bar none

Monzo is the best banking app amongst any U.K. (and possible worldwide) bank. Even private banks can’t complete with their dated interface. Highly recommend Monzo, it’s a pleasure to use all of the time and I hope it stays like that (with only minor improvements and not any massive changes) Reviewed on: 13th April 2021

Best bank

Everything about this bank is brilliant. All the small things they do help make it a brilliant experience banking with them. Reviewed on: 13th April 2021

How banking should be

App is great, reminds me everytime I have spent anything. Allows me to split bills easily with friends and family. Use it for all my purchases (can feel a lot safer knowing if someone has stolen my details I will get notified of the purchase straight away). Reviewed on: 13th April 2021

Brilliant

Any problems I have come across has always been resolved quickly and respectfully. Reviewed on: 13th April 2021

Just what the doctor ordered

Happy with both my current account and our joint account. Like the idea of adding notations to transactions Reviewed on: 13th April 2021

Excellent bank

Since I have been with Monzo due to all the different tools available in regards to saving I have successfully saved. I love the fact that I get my wages a day early aswell. Reviewed on: 13th April 2021

Great service, awesome app and platform

Everything I could ask for in a bank Reviewed on: 13th April 2021

Simple banking made easy

I have been with Monzo for a few years now getting an account for everyday expenses when I followed the craze sweeping my demographic and city. I now use my account for everything, pots for saving and Direct Debits. I get paid a day early as a reward, not that it makes much difference as I’m always skint come the end of the month. Aside from that a great bank, easy functionality and I have recommended it to all my family and friends. Reviewed on: 13th April 2021

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